M02/21/2012

Applicant was born and educated in Morocco, came to the United States in 1999, applied for U.S. citizenship in 2004, and became a U.S. citizen in 2007. In 2004, he bought an apartment worth about $34,000 in Morocco for use by his mother. He married a citizen of Morocco in 2004, and she resides with him in the United States and intends to become a citizen. His mother, four brothers, father-in-law, and mother-in-law are citizens and residents of Morocco. He kept his Moroccan passport and national identity card after becoming a U.S. citizen, but he destroyed them when he learned that they raised security concerns. When he submitted his security clearance application, he failed to disclose two civil actions to which he was a party and some of his foreign travel, because he did not understand the questions. Clearance is granted. CASE NO: 10-04378.h1

05/08/2012

Applicant did not file his 2008 Federal and state tax returns until February 2012. He owed no taxes. He is 26 years old. All other returns were timely filed. Applicant mitigated the security concerns raised under the financial considerations guideline. Clearance is granted.

05/08/2012

Applicant lied to criminal investigators about giving a government-owned generator to a foreign national and accepting money for it. Access to classified information is denied. CASE NO: 10-03759.h1

05/07/2012

Applicant mitigated the security concerns raised by his probation before judgment on second degree assault charges, where he satisfactorily completed the conditions of his probation, the charges had been dismissed, and there was no recurrence of criminal conduct. Applicant did not falsify his 2010 clearance application where he reasonably thought the reportable information was outside the seven-year scope of the question, and had fully reported the information on a 2004 clearance application shortly after the incident occurred. Clearance granted.

05/07/2012

Applicant has not filed state tax returns from 2005 through 2010. She fraudulently filed federal tax returns from 2007 through 2009 by not reporting her husband's retirement fund withdrawals on the returns. Though she hired a tax service to assist her in marshaling the appropriate information to resolve her federal and state tax problems, she produced no evidence that establishes she filed the missing state tax returns for tax years 2005 through 2010. While she has made six payments under the federal repayment plan, she has furnished no documentation of additional monthly payments after August 2011. Eligibility for access to classified information is denied.

05/07/2012

Applicant is a 35-year-old employee of a defense contractor. He failed to provide sufficient evidence to mitigate the security concerns arising from his delinquent debts. Clearance is denied. Case No. 10-08478.h1

05/05/2012

Applicant is a life-long illegal marijuana user. He used marijuana after he submitted his May 2011 SCA, and after he was questioned by a government investigator about his illegal marijuana use in June 2011. He continues to associate with his illegal drug-using friends and relatives. He presented no documentary evidence of a recent diagnosis or prognosis related to his illegal drug use. His recent behavior casts serious doubt on his reliability, judgment, and ability to comply with the law. Clearance is denied. CASE NO: 11-10154.h1

05/05/2012

Applicant failed to establish financial responsibility. Moreover, he falsified his security clearance application when he failed to disclose his delinquent debts. Clearance is denied. CASE NO: 11-03286.h1

05/05/2012

Applicant failed to mitigate the Financial Considerations concern. He owes more than $22,000 on eight separate, delinquent accounts, which date back to 2008. Although his financial situation is partially attributable to being unemployed for 10 months, he has been with his current employer since May 2009. He failed to submit proof that he has addressed his delinquent debts and that his financial situation is under control. Clearance is denied. CASE NO: 10-07301.h1

05/03/2012

In July 2006, Applicant opened two mortgages to purchase a home for about a million dollars. He regularly paid the mortgage for more than two years. During his overseas deployment in August 2008, his wife informed him the home had lost 60 per cent of its value. In response to his wife's request for a loan modification, the lender indicated no assistance could be provided until their mortgages were 90 days delinquent. In November 2008, Applicant and his wife stopped paying the mortgage, believing that a loan modification could be negotiated. After repeated efforts to reach a modification, Applicant suddenly received a foreclosure notice at the end of May 2009, requiring him to either pay the delinquent mortgage or vacate the premises by June 11, 2009. Applicant's decision to proceed with the foreclosure occurred under unusual circumstances that will not be repeated. Eligibility for access to classified information is granted.

05/03/2012

Applicant mitigated the security concerns raised by his $35,000 delinquent debt, by demonstrating that he had entered into a debt management plan before the SOR was issued, had made 29 of the 45 required payments, and had settled one of the SOR debts as well as one debt not alleged in the SOR. Clearance granted.

05/03/2012

Applicant constructed a large new house with a substantial mortgage to resolve a family problem. He was unable to sell his original house because of its condition. He took out home equity loans on both houses to invest in a business. The business does not make a profit but is only, at best, breaking even. His new house has been foreclosed and he has no liability for the original mortgage. However, he still has responsibility for the large home equity loan. He is trying to sell his original house, but it must be cleaned and repaired before it can go on the market. He has responsibility for the mortgage and home equity loan. He has large credit card debt used for his houses and his business that have not been resolved. He has not mitigated security concerns based on the management of his finances. Access to classified information is denied. CASE NO: 11-00790.h1

05/03/2012

Applicant, who is 50 years old, is seeking employment with a defense contractor. He provided sufficient evidence to mitigate the security concerns arising from a federal tax lien. Clearance is granted. Case No. 10-04061.h1

05/03/2012

Applicant mitigated the security concerns raised by his delinquent $55,000 second lien on his first home where his lawyer was negotiating a settlement with a substantial likelihood that the figure would be less than the full amount, where Applicant had enough positive monthly cash flow to meet any agreed figure, and where his credit reports were otherwise favorable. Clearance granted.

05/02/2012

Applicant is responsible for a number of unsatisfied debts, some which are several years old. His budget suggests that he has a net monthly remainder of approximately $694 that he could use to satisfy his delinquent debts. Applicant failed to mitigate security concerns under Guideline F, Financial Considerations. Clearance is denied. CASE NO: 11-02594.h1

05/02/2012

Applicant experienced extreme financial difficulties when he was forced to upgrade the equipment to run his business to remain competitive in securing government contractors. He refinanced some of his real estate investments to obtain money for his business. Due to the economic downturn, he had limited resources. He has paid or is resolving some of his debts, and the remainder are included in his Chapter 11 bankruptcy. Applicant mitigated the security concerns under Guideline F. Clearance is granted. CASE NO: 10-00672.h1

04/30/2012

Applicant failed to disclose his citation for marijuana possession until over two years after it occurred and his probation had expired. Under these circumstances, I conclude that Applicant has failed to mitigate the security concerns. Clearance is denied. CASE NO: 11-09025.h1

04/30/2012

Applicant is responsible for two unresolved judgments totaling over $27,000. Additionally, he failed to provide documentation to establish that he was not delinquent on his home mortgage payments. Applicant has held part-time employment since August 2010, and he lacks sufficient funds to satisfy his delinquent debts. He failed to mitigate security concerns under the financial considerations adjudicative guideline. Eligibility for a security clearance is denied. CASE NO: 11-00260.h1

04/30/2012

Applicant is on probation following his felony conviction for stealing two network cards from his then employer in January 2009. Applicant owed $25,026.75 of his $38,697.75 in court-ordered restitution as of June 2011. He was also behind $17,000 in his mortgage payments and $2,561 on other consumer credit accounts as of October 2011. The criminal conduct, personal conduct, and financial considerations security concerns are not mitigated. Clearance denied. CASE NO: 10-10966.h1

04/30/2012

Applicant owes nine creditors approximately $65,000 in delinquent debt. Applicant has resolved five of the accounts and is currently participating in payment plans for two of the accounts. He has made a good-faith effort to reduce his indebtedness. As such, he has mitigated the security concerns raised by his recent financial problems. Clearance is granted. CASE NO. 10-10469.h1

04/30/2012

Applicant is indebted to one creditor for $39,000. Although Applicant’s financial problems were caused by an event beyond her control, she has not taken any steps to resolve or reduce her delinquent debt. Clearance is denied. CASE NO. 10-06143.h1

04/30/2012

Between 2006 and 2009, Applicant abused alcohol and was convicted twice for driving under the influence within a two-year period. In 2009, she was diagnosed with alcohol abuse. Notwithstanding, she presented substantial evidence in mitigation. She has been abstinent since October 2009, complied with all court orders, successfully attended alcohol counseling and therapy, and continues to attend an alcohol aftercare program. She has continued her relationship with her therapist, and became a certified SMART facilitator in her community. Applicant made significant lifestyle changes and the reasons that led to her drinking are no longer present in her life. Her questionable behavior does not cast doubt on her current reliability and judgment. Clearance is granted. CASE NO: 10-05332.h1

04/30/2012

Applicant is a dual citizen of Colombia and the United States. His wife, who was born in Venezuela, is a U.S. citizen. His children are native-born U.S. citizens. Applicant has only infrequent contact with his wife’s family in Venezuela. He has no intent to travel to Venezuela or Colombia in the future. Applicant is on the board of a nonprofit university in Colombia, operated by his family. He votes annually at the board meetings, and intends to do so only by proxy in the future. He held a Colombian passport, but has surrendered it to his facility security officer. Applicant has been in the United States 22 years, and has many family members who are U.S. citizens and residents, and has substantial financial ties as well. His longstanding ties to the United States outweigh his connections to Colombia. Clearance is granted. CASE NO: 10-01962.h1

04/27/2012

Applicant has not mitigated the security significance of his past drug and alcohol use. He also has not mitigated his failure to file Federal and state tax returns, and pay a substantial past due debt. Finally, he falsified a government questionnaire. Clearance is denied. CASE NO: 11-03055.h1

04/26/2012

Applicant is a 62-year-old employee of a federal contractor. The evidence shows Applicant has a history of financial problems or difficulties consisting of, among other things, federal tax liens and more than $100,000 in back taxes owed to the IRS. His financial problems are largely unresolved and ongoing. Looking forward, it is too soon to predict if or when he will resolve his federal tax problems and other financial problems. Applicant failed to present sufficient evidence to overcome the security concerns stemming from his problematic financial history. Clearance is denied. CASE NO: 11-10385.h1

04/26/2012

Applicant exhibited poor judgment in July 2008 when he tried unsuccessfully to distort the results of a polygraph examination. Given Applicant's age of 22 at the time he took the polygraph, the passage of three and one-half years since the incident, and Applicant's favorable credibility and impressive case in mitigation, I find for Applicant under the personal conduct guideline. Eligibility for access to classified information is granted.

04/26/2012

Applicant mitigated the Financial Considerations concern. His financial problems were due to an unexpected layoff and his former employer illegally withholding money that was due to Applicant as part of a severance package. Applicant has addressed his debts and established that he is resolving his financial situation. Clearance is granted. CASE NO: 11-05268.h1

04/26/2012

Applicant accumulated delinquencies following almost one year of unemployment. However, she contacted all the creditors in an effort to pay her debts, and succeeded in resolving eight debts. She has a substantial salary, a solid monthly remainder, and she responsibly accumulated a savings cushion to prevent similar financial problems in the future. Clearance is granted. CASE NO: 11-01584.h1

04/26/2012

A divorce and a period of unemployment contributed to Applicant’s financial problems. Upon finding full-time employment in December 2010, Applicant resolved two accounts and is making payments towards his three remaining delinquent accounts. Security concerns are mitigated because Applicant demonstrated that he made a good-faith effort to resolve his delinquent accounts once he became capable of making payments. Clearance is granted. CASE NO: 11-00773.h1

04/26/2012

Applicant did not provide sufficient evidence to mitigate the security concerns raised by his history of delinquent debts. Clearance is denied. CASE NO: 10-10612.h1

04/25/2012

Applicant was born in the Soviet Union, moved to the United States in 1997, and has been a United States citizen since 2005. His wife and younger son are Unites States residents and citizens. His older son is a United States resident, and plans to apply for U.S. citizenship, when he is eligible. Applicant owns a home in the United States, valued at $510,000, and he has no assets in any other country. Mitigation has been shown. Clearance is granted

4/25/2012

Applicant has had a history of overdue debts. He has not paid off his two most significant overdue debts, nor does it appear that he has made a responsible attempt to resolve the debts in question. Mitigation has not been shown. Clearance is denied.

04/25/2012

Fifty-eight year old Applicant came to the United States in 1978 and became a naturalized U.S. citizen in 1994. He and his wife and their three U.S. native-born children reside in the United States and are not vulnerable to direct coercion or exploitation by a foreign power. Three of his siblings are citizen-residents of Taiwan, and a fourth sibling resides in the U.S. His 89-year-old mother-in-law is a Taiwanese citizen-resident, who is currently in a vegetative state. Applicant’s parents are deceased. Applicant has held a security clearance since 1996. While Taiwan is an important U.S. ally, it is believed to be an active collector of U.S. economic intelligence and proprietary information. Nevertheless, the fear of a “heightened risk” because of the presence of the siblings and mother-in-law still residing in Taiwan is minimal. Applicant mitigated the security concerns regarding foreign influence. Eligibility for a security clearance or access to classified information is granted.

04/25/2012

Applicant’s statement of reasons (SOR) lists five delinquent debts totaling $28,383. Applicant made sufficient progress resolving his delinquent debts, and financial considerations concerns are mitigated. However, he intentionally failed to fully disclose his arrests on his May 20, 2010 Electronic Questionnaire for Investigations Processing (e-QIP) or security clearance application (SF-86), and personal conduct concerns are not mitigated. Access to classified information is denied. CASE NO: 10-09670.h1

04/25/2012

Applicant has had a history of overdue debts, due to periods of unemployment and underemployment. He has paid off the smaller debts himself and is using the services of a debt consolidation company to resolve the larger debts. His current finances are stable. Mitigation has been shown. Clearance is granted.

04/25/2012

Applicant's alcohol abuse resulted in two DUI convictions, one in 2001 and one in 2009. A pattern of alcohol abuse was not established because of the span of eight years between alcohol related incidents. Based on Applicant's credible testimony that he would never again drive after consuming alcohol, plus his honorable military career and the strong recommendation he received, mitigation has been shown. Clearance is granted.

04/25/2012

Applicant was born in the Soviet Union, moved to the United States in 1997, and has been a United States citizen since 2005. His wife and younger son are Unites States residents and citizens. His older son is a United States resident, and plans to apply for U.S. citizenship, when he is eligible. Applicant owns a home in the United States, valued at $510,000, and he has no assets in any other country. Mitigation has been shown. Clearance is granted

04/25/2012

Most recently, the Applicant has been found to be trustworthy by a Government Psychiatrist, and by his own treating Psychiatrist. His last act of inappropriate sexual behavior occurred more than seven years ago. Clearance is granted. CASE NO: 07-17801.h1

04/24/2012

Applicant is a 55-year-old employee of a defense contractor. He is alleged to be indebted to five creditors in the approximate amount of $66,956. Applicant mitigated the Financial Considerations security concerns, because his inability to repay his debts was caused by his wife’s unexpected unemployment, and he has acted responsibly with respect to his debts. Eligibility for access to classified information is granted. CASE NO: 11-02439.h1

04/24/2012

Applicant is 55 years old and employed as an Air Vehicle Pilot by a defense contractor. His excessive indebtedness caused by a job lay-off, periods of unemployment and underemployment, his wife's medical problems and occupation change, as well as a garage fire, has been mitigated by a good faith effort to resolve his debts. There is sufficient evidence of financial rehabilitation. Clearance is granted CASE NO: 11-01878.h1

04/24/2012

Applicant is 42 years old and is seeking a position as an Software Engineer for a defense contractor. He was terminated from employment from three separate companies during the period from 2000 to 2005. He knowingly violated his company's "zero tolerance policy" by viewing pornographic web sites at work on his work computer. Other misconduct included disruptive workplace behavior, statements of bitterness, resentment, disgruntlement, argumentative nature and numerous disagreements. Since 2005, he has demonstrated that he has significantly matured, and has not engaged in any inappropriate conduct since then. There is sufficient evidence of rehabilitation. Clearance is granted. CASE NO: 08-04593.h1

04/23/2012

The evidence fails to establish some disqualifying conduct and Applicant mitigated the remaining security concerns under Guideline E, Personal Conduct. Applicant’s eligibility for a security clearance is granted. CASE NO: 11-08584.h1

04/23/2012

Forty-four-year-old Applicant has had financial problems for several years, and he has had three repossessions and one house in a foreclosure status because of his failure to pay his bills. He attributed his delinquent accounts to his now ex-wife’s extravagant spending habits. There is a substantial monthly remainder available for discretionary spending to pay his delinquent accounts. Although he has repeatedly promised to resolve his debts, he has not made any recent payments to his SOR creditors. Substantial questions and doubts as to his security eligibility and suitability remain. Clearance is denied. CASE NO: 11-01492.h1

04/23/2012

Applicant did not support his claim of passive inhalation of marijuana smoke as the cause for his failed drug test. Applicant's request for a security clearance is denied. CASE NO: 10-08419.h1

04/23/2012

Applicant owes about $17,373 in delinquent debt. Although he was on disability and more recently unemployed for short periods, he has been consistently employed since October 2009. He has made little progress toward resolving his past-due accounts. Clearance denied. CASE NO: 10-02966.h1

04/20/2012

Thirty-nine-year-old Applicant was convicted of two counts of contributing to the delinquency of a minor, a misdemeanor, and sentenced to a total of 24 months in jail, with 24 months suspended, and two years of supervised probation, extending to July 2013, unless terminated earlier by the court. She went through a Chapter 7 bankruptcy in 2002, but subsequently permitted her financial situation to deteriorate. Although she resolved a few non-SOR accounts, she made strategic disputes of all of her accounts. Her inconsistent statements regarding the status of those accounts, the presence of a substantial monthly remainder available for discretionary spending to pay her delinquent accounts, and the absence of documentation to support any conclusion that more than one SOR account was resolved, suggest that she has made very little effort to resolve her accounts. Substantial questions and doubts as to her security eligibility and suitability remain. Clearance is denied. CASE NO: 11-06688.h1

04/20/2012

Applicant was born in Brazil, came to the United States in 1990, married a U.S. citizen in 1992, became a U.S. citizen in 1997, and renounced her Brazilian citizenship in 2006. Her father is a retired high-ranking Brazilian Army officer and a former senior official in the Brazilian Government. Her parents, sister, and numerous cousins, aunts, and uncles are citizens and residents of Brazil. While working as a federal contractor, Applicant befriended a Brazilian Navy officer and his wife, but that relationship waned when the officer returned to Brazil and retired. Clearance is granted. CASE NO: 11-05839.h1

04/20/2012

Applicant owes delinquent debts amounting to more than $65,000. He retained a debt-resolution firm and paid two debts that are not listed in the SOR. He provided no documentation showing that any of the SOR debts are included in his debt-resolution plan, or that he has a plan to resolve them. Clearance is denied. CASE NO: 11-01594.h1

04/20/2012

Applicant’s statement of reasons (SOR) alleges seven delinquent accounts, totaling $90,167. His financial problems were caused by unemployment, separation, divorce, and the decline in real estate values. He paid two debts; two debts are disputed; two debts are in established payment plans; and one debt is under investigation. Applicant is financially responsible. He showed self-discipline and good judgment, and he made payments to his creditors. Financial considerations are mitigated. Eligibility for access to classified information is granted. CASE NO: 10-10077.h1

04/20/2012

Applicant failed to mitigate the Financial Considerations and Personal Conduct concerns. He accumulated over $20,000 in bad debt over the past seven years and did not attempt to address this substantial debt until recently. He intentionally failed to disclose on his security clearance application that he had been charged in the past with a drug-related offense. Clearance is denied. CASE NO: 10-09368.h1

4/20/2012

Applicant has mitigated the Drug Involvement, Criminal Conduct, and Personal Conduct security concerns that arose out of his illegal drug use and criminal conduct during the period of 2005 through 2006. He has not used any illegal substances, misused prescription drugs, or committed any criminal offense since 2006. Eligibility for access to classified information is granted. CASE NO: 10-08522.h1

04/20/2012

Applicant's deliberate omission of his October 2006 drug use from his January 2007 security application, coupled with his false denial that he used drugs after being granted a security clearance in October 2004, has not been mitigated. The drug involvement guideline is resolved in Applicant's favor based on the passage of time and Applicant's credible character evidence. Eligibility for a security clearance is denied.

04/20/2012

Applicant is financially overextended, and her evidence is not sufficient for me to conclude that she is in control of her financial situation, or that she has a viable plan to resolve her substantial debt. Her financial problems continue to raise doubts about her judgment and her ability to comply with the law and regulations. Clearance is denied. ISCR CASE NO: 10-03598.h1

04/20/2012

Applicant failed to settle a military exchange debt after his retirement from the Navy. He was unable to pay his federal income tax debt after he and his wife temporarily separated and filed separate tax returns. After they reconciled, they purchased a home and a car they could not afford. Applicant settled the military exchange debt, paid two small debts, made payment agreements for the car loan and income tax debt, and is seeking modification of his delinquent first and second mortgages on his home. Clearance is granted. CASE NO: 09-05653.h1

04/19/2012

Applicant is a 40-year-old employee of a federal contractor. He did not provide sufficient evidence to mitigate the security concerns arising from his delinquent debts. Clearance is denied. Case No. 11-06916.h1

04/19/2012

Applicant abused marijuana with varying frequency from 1991 until March 2010. He also used Ecstasy between 1995 and 1997. Applicant intends no future involvement with any illegal drugs, but it is too soon to conclude with confidence that his marijuana use is not likely to recur. Clearance denied. CASE NO: 11-05843.h1

04/19/2012

Applicant mitigated security concerns arising from her financial delinquencies. She provided documentation establishing that she had active payment plans for resolving a federal tax lien and a state tax lien. However, when Applicant completed and certified a security clearance application in 2010, she failed to report a bankruptcy filing in 2005, the federal tax lien, and the state tax lien. Her denial of deliberate falsification was not credible. Applicant failed to mitigate security concerns arising under the personal conduct adjudicative guideline. Clearance is denied. CASE NO: 11-04364.h1

04/19/2012

Applicant mitigated the security concerns raised by her financial problems. Her request for a security clearance is granted. CASE NO: 11-02494.h1

04/19/2012

Applicant is a 64-year-old employee of a federal contractor. The evidence shows Applicant has a history of financial problems or difficulties consisting of federal tax liens and more than $100,000 in back taxes owed to the IRS. He has made payments to the IRS, and he currently has an offer in compromise pending with the IRS. Looking forward, it is too soon to predict if or when he will resolve his federal tax problems. Applicant failed to present sufficient evidence to overcome the security concerns stemming from his problematic financial history. Clearance is denied. CASE NO: 10-06686.h1

04/19/2012

Applicant concealed a DUI arrest while an ROTC cadet. He hid the arrest for three years, and then provided misleading information about it to his command. He was convicted at court-martial for fraudulent appointment as an officer, and later administratively separated from the Air Force. Clearance is denied. CASE NO: 10-06632.h1

04/19/2012

Applicant is a 52-year-old employee of a defense contractor. He has not mitigated Financial Considerations security concerns raise by his questionable real estate investments. Eligibility for access to classified information is denied. CASE NO: 09-04133.h1

04/17/2012

Applicant did not mitigate the financial considerations security concerns. The Government established that Applicant deliberately falsified his security clearance application. Applicant failed to mitigate this concern. Eligibility for access to classified information is denied. CASE NO: 11-06380.h1

04/17/2012

Applicant mitigated the financial considerations security concerns. Eligibility for access to classified information is granted. CASE NO: 11-04058.h1

04/17/2012

Applicant filed late income tax returns with the IRS for tax years 2007 and 2008. She underpaid her federal income taxes for 2004 through 2010. In February 2012, she entered into an installment agreement with the IRS to repay a $40,000 federal tax debt at $2,061 per month starting in late March 2012. Applicant also owes around $12,619 in past-due consumer debt after satisfying or settling $2,579 in delinquent balances. Financial considerations security concerns are not fully mitigated. Clearance denied. CASE NO: 11-01027.h1

04/17/2012

Applicant was born in United States, and he has substantial connections to the United States. He served in Colombia while he was on active duty in the Army and on behalf of the U.S. State Department for more than five years. He honorably retired from the U.S. Army. He has had numerous contacts with Colombian government officials and advisors as part of his official duties, with his spouse’s family members, and with friends living in Colombia. Although these contacts raise a security concern, Applicant has such deep and longstanding relationships and loyalties in the United States that he can be expected to resolve any conflict of interest in favor of the U.S. interest. Foreign influence security concerns are mitigated. Eligibility for access to classified information is granted. CASE NO: 10-06107.h1

04/17/2012

Applicant was arrested on drug-related charges on three occasions between May 2006 and March 2008, and he smoked marijuana in 2008. He owes about $29,529 in delinquent debt that is primarily medical, after having satisfied or settled most of his past-due consumer credit balances. Applicant has inquired about a debt management plan, but without knowing whether his medical debt is covered under the plan or whether he can afford the payments, it is premature to conclude that his financial problems are behind him. Applicant’s lack of candor about his criminal drug activity and his past-due accounts raises concerns about his judgment and trustworthiness, and it undermines his reform of the criminal conduct concerns. Clearance denied. CASE NO: 10-04182.h1

04/16/2012

Applicant mitigated the Foreign Preference concern, but failed to mitigate the Foreign Influence concern. His family in Pakistan places him at a heightened risk of foreign exploitation from extremist elements and terrorists operating within Pakistan. Clearance is denied. CASE NO: 11-06529.h1

04/16/2012

Fifty-one-year-old Afghan-born Applicant has a history of gambling and has amassed delinquent debts totaling approximately $70,827 since 2008. He has not made any attempts to resolve his delinquent accounts which were charged off. Applicant, a naturalized U.S. citizen, has offered to continue to risk his life to support the United States’ goals in Afghanistan, and has shown his patriotism, loyalty, and fidelity to the United States. He is fully aware of the risks to himself, and he is also aware that his family members in Afghanistan are at risk from al-Qaida and Taliban terrorists. Nevertheless, substantial questions and doubts as to his security eligibility and suitability remain. Clearance is denied. CASE NO: 10-05418.h1

04/16/2012

Applicant has a long history of high risk sexual behavior that culminated in his pleading guilty to a solicitation charge. Considering his personal circumstances, his sexual behavior and criminal conduct continue to cast doubt on his judgment and on his ability to comply with the law and regulations. Clearance is denied. ISCR CASE NO: 10-01892.h1

04/16/2012

Applicant has a history of depression and other psychological conditions. He has received mental health treatment and is on medications. A 2011 clinical evaluation notes that Applicant is currently functioning in a seriously impaired manner which may cause him to exhibit poor judgment. Applicant did not refute or update the 2011 opinion. He has not mitigated the security concern under Guideline I. Clearance is denied. CASE NO: 09-03718.h1

04/13/2012

Applicant established that his finances were being resolved and mitigated the financial consideration security concerns. Eligibility for access to classified information is granted. CASE NO: 11-01502.h1

04/13/2012

Applicant, who was born in Ireland to Irish citizens, became a U.S. citizen in 1972. In 1995 and in 2007, he acquired Irish passports to use instead of his U.S. passport when he traveled to the Middle East on business as a government contractor. While he provided evidence to corroborate that he used his U.S. passport to travel to Ireland in 2005 and 2007, Applicant failed to mitigate foreign preference security concerns. Eligibility for a security clearance is denied. CASE NO: 10-03923.h1

04/13/2012

Applicant was 21 years old when he was arrested for second degree sexual conduct for having sexual intercourse with a female under the age of 16 in 2009. The case was nolle prosequi. Since the incident, Applicant has not been involved in any criminal activity. He has completed counseling but still sees his psychologist, completed college, earned a degree in computer science, and is gainfully employed. He has matured, broadened his circle of friends, and is rehabilitated. Eligibility for access to classified information is granted. CASE NO: 10-02980.h1

04/12/2012

Previously denied a security clearance in 2007, Applicant continues to have delinquent debts with a total approximate balance of $47,633. Aside from an involuntary garnishment, no actions have been taken to resolve the delinquent accounts. Clearance is denied.

04/12/2012

Applicant has about $500,000 in past due debts or in back taxes. Clearance is denied. CASE NO: 11-06651.h1

04/12/2012

Applicant is a 51-year-old employee of a defense contractor. He did not provide sufficient evidence to mitigate the security concerns arising from his delinquent debts. Clearance is denied. Case No. 11-06633.h1

04/12/2012

Applicant has not filed his federal or state income tax returns for tax years 2005 through 2010, because he does not like paperwork. Applicant's request for a security clearance is denied. CASE NO: 11-06622.h1

04/12/2012

Applicant’s Statement of Reasons (SOR) lists 17 delinquent debts totaling $44,518. Applicant has not made sufficient progress resolving his delinquent debts since he became employed by a Government contractor in September 2010. He intentionally failed to disclose his delinquent debts on his October 6, 2010 Electronic Questionnaire for Investigations Processing (e-QIP) (SF-86) because he wanted to obtain employment. Financial considerations and personal conduct concerns are not mitigated. Access to classified information is denied. CASE NO: 11-02579.h1

04/12/2012

The Applicant's last conviction was five years ago, and for the last five years he has not driven a motor vehicle, the modus operandi of all his convictions. Clearance is granted. CASE NO: 10-05949.h1

04/12/2012

Applicant did not mitigate the security concerns raised by his 2008 security violation. His request to continue his security clearance is denied. CASE NO: 10- 05284.h1

04/10/2012

Applicant is a 45-year-old employee of a defense contractor. He was alleged to be indebted to 19 creditors in the approximate amount of $22,060, raising concerns under the guideline for Financial Considerations. He also had a 2007 citation that raised security concerns under the guideline for Personal Conduct. Applicant failed to mitigate the Financial Considerations security concerns, but mitigated the Personal Conduct concern. Eligibility for access to classified information is denied. CASE NO: 10-04066.h1

04/09/2012

Applicant's 11-year-history of drug use and his deliberate attempts to conceal some, most, or all of his drug history on several occasions has not been mitigated. Eligibility for access to classified information is denied.

4/09/2012

Applicant has had a history of overdue debts. He has not paid off any of his significant overdue debts, nor does it appear that he has made a responsible attempt to resolve the debts in question. Mitigation has not been shown. Clearance is denied.

04/09/2012

Applicant is a 36-year-old employee of a defense contractor. He did not provide sufficient evidence to mitigate the security concerns arising from his delinquent debts. Clearance is denied. Case No. 10-05595.h1

04/09/2012

Applicant has had financial difficulties for many years. Her problems have occurred primarily because of her unemployment and underemployment. She has used the legal remedy of filing bankruptcy on six occasions from 1996 to 2009 to attempt to resolve her debts. However, no evidence was introduced to establish that her current financial situation is stable and secure. Mitigation has not been shown. Clearance is denied.

04/09/2012

Applicant has had a history of overdue debts, none of which have been resolved. Mitigation has not been shown. Clearance is denied.

04/09/2012

Applicant is 54 years old and is employed by a defense contractor. Applicant had substantial delinquent debts. He drank alcohol to excess from age 13 onward, leading to nine alcohol-related driving arrests, four job terminations, 14 rehabilitation program admissions, and recurring periods of abstinence followed by prolonged relapses. Applicant used marijuana from 1973 to 2006, ingested cocaine from the late 1970s into 1989 while holding a security clearance. Applicant used anti-anxiety medications unlawfully in 2002. He deliberately failed to disclose the full extent of his marijuana use to government investigators in July 2008. Applicant mitigated the financial considerations security concerns. Applicant did not mitigate the alcohol consumption, drug involvement, criminal conduct, and personal conduct security concerns. Clearance is denied. CASE NO: 08-09352.h1

04/05/2012

Applicant illegally purchased, possessed, and used marijuana between January 2009 and August 2009, while working for a government contractor and holding a security clearance. As of his hearing day, he was living with his drug provider and marijuana-user friend. His behavior casts doubt on his reliability, judgment, and ability to comply with the law. Clearance is denied. ISCR CASE NO: 11-03366.h1

04/05/2012

Applicant’s financial problems are due, in part, to circumstances beyond her control, and she made some efforts to resolve her financial problems. However, the scant record evidence fails to establish Applicant’s financial responsibility in the acquisition and resolution of her delinquent debts. The evidence is insufficient to establish a credible and realistic plan to resolve her extensive debt. Clearance is denied. ISCR CASE NO: 11-01298.h1

04/04/2012

Twenty-nine-year-old Applicant used marijuana with varying frequency from August 2001 until November 2010, a period of nearly nine and one-quarter years, because it was free and available, and his friend furnished it to him. He used it in a university setting while both an undergraduate and a graduate student, as well as in a non-school setting while working for a Government contractor. Applicant has not changed or avoided the environment where marijuana was used. In January 2011, Applicant stated that he was considering stopping the use of marijuana completely because he did not want health insurance companies to label him as a smoker. He added that “if it is offered and it is the right time, he will smoke the marijuana.” He subsequently declared his intent to not use marijuana in the future. Under those circumstances, it appears that a more thorough demonstration of intent, supported by a longer period of abstinence, complete disassociation from drug-using associates, and avoidance of the environment where the marijuana was used, is appropriate. Applicant failed to mitigate the security concerns regarding drug involvement. Clearance is denied. CASE NO: 11-04790.h1

04/04/2012

Applicant has not mitigated the foreign influence concerns raised by his 26-year-old daughter who, even though she is a U.S. citizen, spends part of the year in Pakistan with her husband, a resident citizen of Pakistan. Foreign influence concerns are also raised by Applicant's 29-year-old daughter who is also a citizen of Pakistan living in the United Kingdom, and Applicant's oldest sister who is a resident citizen of Pakistan. His ties and relationships in the United States are insufficient for me to find that he will decide all future conflicts of interest in favor of the United States. Eligibility for access to a security clearance is denied.

04/04/2012

Applicant has not mitigated the security concerns under the financial considerations guideline. He has delinquent debts in the amount of $32,212. He has not provided any evidence that the delinquents debts are resolved or in repayment status. Clearance is denied. CASE NO: 11-01406.h1

04/04/2012

Applicant failed to mitigate the Financial Considerations concern. He accumulated over $125,000 in bad debts and failed to establish that his financial situation is under control. Clearance is denied. CASE NO: 11-00032.h1

04/04/2012

Applicant failed to mitigate the Criminal Conduct and Financial Considerations concerns. He was recently involved in a motor vehicle accident while under the influence of alcohol and narcotic medication. He left the scene and, after being stopped by police, cocaine was discovered in his car. He was also recently involved in a domestic incident, where he violently assaulted his wife. He only recently completed probation for the domestic violence offense. He failed to establish that his past criminal behavior is no longer a concern. Applicant accumulated over $29,000 in bad debt that he has continuously promised to resolve, but failed to start paying until recently. He failed to establish that his financial situation is under control. Clearance is denied. CASE NO: 09-08442.h1

04/03/2012

Applicant is a 35-year-old employee of a federal contractor. The evidence shows Applicant has a history of financial problems or difficulties. He defaulted on two credit card accounts and they were placed for collection for $11,000 and $6,032, respectively. The creditor for the lesser amount has obtained a judgment against him. Applicant is now seeking relief from these and other debts via a Chapter 7 bankruptcy case, which was filed in December 2011. His bankruptcy case is pending with the court. His bankruptcy paperwork indicates a negative cash flow of several hundred dollars per month. It is too soon to tell if or when his financial situation will stabilize. Applicant failed to present sufficient evidence to overcome the security concerns stemming from his problematic financial history. Clearance is denied. CASE NO: 11-00421.h1

04/03/2012

Applicant mitigated the security concerns raised by her financial problems which occurred after a Chapter 7 bankruptcy discharge in August 2005, by demonstrating that she had a credible and realistic plan for resolving her debts and had taken significant actions to implement that plan—progressing to the point where only four debts, totaling about $1,600 remained to be addressed. Clearance granted.

04/03/2012

Applicant and his spouse became financially overextended after Applicant quit his job to work as a freelance illustrator in 2008. He attempted to supplement the household income by trading in stock options. In 2009, he tapped his personal credit to support his online trading, and he ran up $161,000 in delinquent credit card debt by March 2011. He made some payments on the debts until August 2011, and in February 2012, he started paying $1,640 per month under a debt management plan. A longer track record of payments is needed before I can safely conclude that his financial problems are behind him. Clearance denied. CASE NO: 10-04808.h1

04/02/2012

Applicant mitigated security concerns under Guideline E and Guideline F. Clearance is granted. CASE NO: 11-02545.h1

04/02/2012

While holding a security clearance, Applicant maintained numerous long-time friendships with foreign nationals. He contacted them frequently and travelled extensively to foreign countries to visit them. He placed himself in a position of vulnerability to be exploited. Additionally, he failed to timely file his 2006 and 2010 income tax returns, and to pay his income taxes. Clearance denied. ISCR CASE NO: 10-10307.h1

04/02/2012

Applicant mitigated the security concerns raised by her prescription drug abuse, which occurred after she sustained serious injuries in an August 2006 car accident, by ceasing abuse for more than three years and demonstrating an intent to not abuse prescription drugs in the future. Clearance granted.

03/30/2012

Applicant is held liable to repay $68,000 in delinquent federal taxes and around $9,600 in state taxes that are solely her ex-husband’s responsibility in their divorce. Also, he defaulted on their home loans without her knowledge. Applicant satisfied the state tax debt in April 2011, and she is repaying the IRS at $401 every two weeks. Their primary mortgage was satisfied through a foreclosure sale, and Applicant is not currently being pursued for the $112,244 charged-off second mortgage. Her sizeable debt burden raises financial concerns, but extenuating circumstances warrant continuation of the security clearance she has held for about 25 years. Personal conduct concerns raised by her failure to disclose the delinquent mortgages during a subject interview are not established in the absence of knowing concealment. Clearance granted. CASE NO: 11-04144.h1

03/30/2012

Applicant has made a good faith effort to address all of the alleged past due debts. Clearance is granted. CASE NO: 10-10529.h1

03/30/2012

Under the circumstances of this case, and in light of the Directive’s provision the the Federal Rules of Evidence serve only as a guide, it was not unfair for the Judge to admit a government exhibit in redacted form and to consider it as substantive evidence. The record provides no reason to believe that the Judge weighed the evidence in a manner that is arbitrary, capricious, or contrary to law. Adverse decision affirmed.

03/30/2012

The Judge made sustainable findings that Applicant had consumed alcohol at times to excess and to the point of intoxication from approximately 1975 to at least may 2010 and had been arrested and prosecuted on multiple occasions for DWI. The Judge reasonably explained why the mitigating evidence was insufficient to overcome the government’s security concerns. Adverse decision affirmed.

03/29/2012

Applicant mitigated the criminal conduct and alcohol consumption security concerns. Eligibility for access to classified information is granted. CASE NO: 11-04756.h1

03/29/2012

There is no record evidence to support Applicant’s contention that Department Counsel indicated he would not be held responsible for a mortgage debt. Applicant has not rebutted the presumption that the Judge considered all the evidence. The Judge’s findings and conclusions are supported by the record evidence. Adverse decision affirmed

03/29/2012

Applicant makes no assertion of harmful error on the part of the Judge. The Board’s authority to review a case is limited to cases in which the appealing party has alleged the Judge committed harmful error. Adverse decision affirmed.

03/29/2012

Applicant has not mitigated the security significance of his unresolved past-due indebtedness. Clearance is denied. CASE NO: 10-08154.h1

03/28/2012

Applicant is 27 years old and employed as a Design Engineer by a defense contractor. The Applicant's delinquent debts have been resolved. His foreign contacts with South Korea include his wife, her parents, her brother, and aunts and uncles pose no security risk. His foreign contacts with Russia that include his father do not pose a security risk. His history of rule violations that include violations of company policy and numerous driving infractions which occurred from 2007 to 2011 have not been sufficiently mitigated. Clearance is denied. CASE NO: 11-04120.h1

03/28/2012

Applicant mitigated the Financial Considerations and Drug Involvement concerns, but failed to mitigate the Personal Conduct concern. She has had numerous traffic violations over the past 13 years, principally involving speeding and driving with a suspended or revoked license. In spite of twice being arrested for driving on a suspended license and serving time in jail, she continues to violate traffic laws. Her last violation occurred a year ago and occurred after she completed a driver’s safety education course. Clearance is denied. CASE NO: 11-02488.h1

03/28/2012

Applicant is a 52-year-old employee of a federal contractor. The evidence shows Applicant has a history of financial problems or difficulties consisting of (1) a Chapter 7 bankruptcy case ending in discharge in 2003, (2) unresolved state and federal tax liens, and (3) unresolved delinquent debts. He did not present documentary evidence showing that he paid, settled, reduced the balances owed, disputed, or otherwise resolved the tax liens or the debts. He does not have a realistic plan in place to resolve these matters. Applicant failed to present sufficient evidence to overcome the security concerns stemming from his problematic financial history. Clearance is denied. CASE NO: 10-10401.h1

03/28/2012

Applicant had three accounts placed for collection, three charged-off accounts, and four past due accounts that totaled approximately $55,000. All accounts have been paid or brought current. Applicant has rebutted or mitigated the security concerns under financial considerations. Clearance is granted. CASE NO: 10-10161.h1

03/28/2012

Applicant owed approximately $32,000 on 16 delinquent obligations. He has paid or is making payment on half of the obligations. He plans to address the remainder. Applicant has rebutted or mitigated the security concerns under financial considerations. Clearance is granted. CASE NO: 10-02558.h1

03/28/2012

Applicant failed to mitigate the financial considerations security concerns generated by her history of financial delinquencies. Clearance is denied. CASE NO: 10-01264.h1

03/28/2012

Applicant failed to file federal and state tax returns for several years, believing that he was not required to file if he did not owe additional taxes. After discovering in August 2009 that he was obligated to file returns, he did not file his federal returns until September 2010 and he did not file his state returns until December 2011. He did not disclose his failures to file tax returns on his security clearance application because he believed he was not required to file. Clearance is denied. CASE NO: 09-08505.h1

03/27/2012

Applicant has a good income and has been employed at his current job since 2008. He failed to provide documentation to establish that he had paid or otherwise attempted to resolve twelve financial delinquencies alleged in the SOR. He stated that he would pay his delinquent debts on the future. Applicant failed to mitigate security concerns under Guideline F, Financial Considerations. Eligibility for a security clearance is denied. CASE NO: 11-02566.h1

03/27/2012

Applicant used marijuana while holding a security clearance. Clearance is denied. CASE NO. 11-02359.h1

03/27/2012

Applicant mitigated the security significance of her past-due indebtedness. Clearance is granted. CASE NO: 11-00059.h1

03/27/2012

While Applicant mitigated security concerns about his financial condition, he failed to mitigate security concerns arising from his wife’s contacts with her parents, siblings, and other relatives in the People’s Republic of China. Clearance is denied. CASE NO: 09-07565. h1

03/26/2012

Applicant continues to drink alcohol despite being evaluated as alcohol dependent. Clearance is denied. CASE NO: 11-09587.h1

03/26/2012

Applicant is 55 years old and President of a defense contracting company. He is a dual citizen of Israel and the United States. In a previous DOHA hearing in 2003, he indicated that he was willing to surrender his Israeli passport to the Israeli Consulate and renounce his Israeli citizenship, but never did. He now states that he is willing to surrender his Israeli passport, however he currently possesses an Israeli passport that does not expire until 2017. He has significant financial assets in Israel, as well as a brother, sister-in-law and cousins that he maintains close and continuing contact with. The possibility of foreign preference and foreign influence exists. Clearance is denied. CASE NO: 11-02842.h1

03/26/2012

Applicant mitigated the security concerns raised by his delinquent debt. However, he did not mitigate the security concerns raised about his personal conduct. His request for a security clearance is denied. CASE NO: 11-00998.h1

03/26/2012

Applicant mitigated the security concerns raised by her financial problems by her sustained progress in addressing her delinquent accounts from approximately March 2010 until her hearing in January 2012—at which point she had resolved all outstanding debts. Clearance granted.

03/26/2012

Applicant has only addressed, through corroborating evidence, four of the thirteen alleged past due debts. Clearance is denied. CASE NO: 10-09433.h1

03/26/2012

Since March 2010, Applicant had adequate notice that the Government was concerned about her delinquent accounts. The record demonstrates she is credibly trying to obtain a loan modification agreement. The record also shows she paid the department store debt because her claim is supported by documents from the creditor verifying that she settled the account. That kind of documented evidence does not exist for the other nine accounts because: (1) Applicant did not produce documents to support her claims about several debts; (2) she did not supply the correct documents that proved other debts were satisfied; or (3) during the security investigation, she expressed different positions about having documentary proof. Eligibility for access to classified information is denied.

03/26/2012

Applicant has not mitigated the security concerns under the Guidelines for misuse of information technology and personal conduct. He received a 1999 security citation and from 1994 to the present he admits downloading software to an unclassified system without authorization. Clearance is denied. CASE NO: 10-08589.h1

03/23/2012

Applicant is 27 years old and is employed by a defense contractor. Applicant used marijuana from 2002 to 2009, including after he obtained a security clearance in 2008. He deliberately failed to disclose the full extent of his marijuana use on his October 2007 security clearance application. Applicant did not mitigate the drug involvement and personal conduct security concerns. Clearance is denied. CASE NO: 11-00446.h1

03/23/2012

Applicant's failure to address all but one of his 11 delinquent debts totaling over $80,000 renders him an unsuitable candidate for access to classified information. However, he did not falsify his clearance applications because he was so disengaged from—and disinterested in—his finances that he was unaware of his financial problems when he completed his clearance applications. Clearance denied.

03/23/2012

Applicant is a 58-year-old computer customer service representative. He did not provide sufficient evidence to mitigate the security concerns arising from his delinquent debts. Clearance is denied. Case No. 10-09970.h1

03/23/2012

Applicant, an immigrant with limited English-language skill, acquired numerous debts, beginning in 2003. When he learned of the seriousness of his financial delinquencies, he sought help from his company’s facility security officer and human resources manager. With their assistance, he identified a responsible debt management firm, entered a contract for the payment of his debts, and systematically made payments in satisfaction of the debts. Applicant provided documentation corroborating that all of the debts alleged on the SOR were either paid in full or in a repayment plan. Applicant mitigated Guideline F security concerns. Clearance is granted. CASE NO: 10-04893.h1

03/23/2012

Applicant mitigated the Foreign Influence concern. He has worked for the U.S. Government, as either an employee or a contractor, for over 30 years. He has held a security clearance the entire time without incident, including during periods when his foreign contacts and connections were far more extensive than at present. Clearance is granted. CASE NO: 10-00980.h1

03/23/2012

Applicant is a 31-year-old man, who honorably served this country from 1999 to 2007. He has a history of five alcohol-related criminal incidents that occurred between 1999 and 2009. Despite being diagnosed as Alcohol Dependent on three occasions, he continues to consume alcohol. He failed to present sufficient evidence to mitigate the security concerns raised under the guideline of alcohol consumption. Clearance is denied.

03/22/2012

Applicant is 52 years old. She works as a clerk for a defense contractor. Applicant has 20 delinquent debts totaling $83,348 resulting in part caused by a business failure. She did not disclose more than two of those delinquent debts on her investigations processing application. Applicant did not mitigate the financial considerations trustworthiness concern. She also did not mitigate the personal conduct trustworthiness concern. Access to sensitive information is denied. CASE NO: 11-03026.h1

03/22/2012

From 1990 to July 2010, Applicant used marijuana from once a month to two or three times a week, although there were periods when she refrained from use. There has been insufficient time since her last use to overcome the security concerns posed by the 20-year history of use. Applicant has failed to rebut or mitigate the security concerns due to her drug usage; however, she did rebut the personal conduct security concerns. Clearance is denied. CASE NO: 11-01671.h1

03/22/2012

Applicant purchased a $302,000 home in 2004. Because his wife wanted a larger home, he bought a $750,000 home in 2007, without selling the first home. He financed the second home with loan secured by his first home for about $60,000, a $603,000 first mortgage, and a $150,000 second mortgage. He was unable to keep tenants in the first home. He and his wife separated about a year after they purchased the second home. After they separated, she did not contribute to the payments on either home. The second home was foreclosed in August 2010, with a deficiency of about $330,000. Applicant moved back into the first home, negotiated a loan modification, and is current on his payments. He did not contact the second-home lender until after the hearing, and he has accomplished nothing to resolve the foreclosure deficiency. Clearance is denied. CASE NO: 11-01380.h1

03/22/2012

Applicant failed to mitigate the security concerns generated by his possession of a valid Iranian passport and his relationship with family members who are Iranian citizens and residents. Clearance is denied. CASE NO: 10-09421.h1

03/22/2012

Applicant was born in Iran. He, his wife, and his daughters have Canadian, Iranian, and U.S. citizenship. He earned a bachelor’s degree at a U.S. university, and his daughters also attended college in the United States. His wife earned a graduate degree in the United States and is a federal government employee. He has one brother who lives in Iran, with whom he has infrequent contact. Applicant has no intent to return to Iran, and surrendered his Iranian passport to his FSO two years ago. He owns a home in the United States valued at $700,000, as well as a rental property. He has over $1,000,000 in U.S. investments. He has worked for a federal contractor for 17 years, frequently traveling to the Middle East to assist in U.S. war efforts. Applicant's history of strong ties to the United States outweighs his relationship to his brother in Iran. Clearance is granted. CASE NO: 10-02148.h1

03/22/2012

Applicant is a 59-year-old employee of a defense contractor. The Government raised concerns over his contacts in a foreign nation including his father, sister, aunt, uncle, cousins, college friend, and property he owns abroad. However, his long and intricate connections with the United States indicate he would resolve the conflict in favor of the United States. Applicant mitigated the Government’s Foreign Influence concerns. Eligibility for access to classified information is granted. CASE NO: 10-01732.h1

03/20/2012

Sixty-two-year-old Applicant failed to mitigate the security concerns regarding financial considerations. His lengthy period of inaction leaves substantial questions and doubts as to his security eligibility and suitability. Clearance is denied. CASE NO: 11-01015.h1

03/20/2012

Applicant is a 63-year-old employee of a defense contractor. He did not provide sufficient evidence to mitigate the security concerns arising from his delinquent debts. Clearance is denied. CASE NO: 11-06667.h1

03/20/2012

Applicant has a long history of financial indebtedness. He currently has 18 delinquent debts, and has failed to submit proof that any of them are satisfied. He has not mitigated the Financial Considerations security concerns. Eligibility for access to classified information is denied. CASE NO:11-04831.h1

03/20/2012

Thirty-five-year-old Applicant has a history of criminal activity, including four convictions. When questioned, in two separate security clearance applications in 2000 and 2009, as well as during a 2009 security interview, about his police record, he lied. When offered opportunities to be candid, he furnished several different explanations for his actions. He admitted his false responses were deliberate. Substantial questions and doubts as to his security eligibility and suitability remain. Clearance is denied. CASE NO: 11-03451.h1

03/20/2012

Between 1999 and 2008, Applicant was arrested and convicted twice of Driving While Intoxicated and received a deferred adjudication for a third alcohol related offense. He has failed to rebut or mitigate the alcohol consumption security concerns. Clearance is denied. CASE NO: 11-02866.h1

03/20/2012

The Directive does not require a Judge to articulate an explicit credibility determination, even in cases in which he or she denies a clearance. A Judge can find an applicant to be honest and believable but nevertheless conclude that the applicant has not mitigated the security concerns in his or her case. CASE NO: 11-02087

03/20/2012

Sixty-two-year-old Applicant failed to mitigate the security concerns regarding financial considerations. His lengthy period of inaction leaves substantial questions and doubts as to his security eligibility and suitability. Clearance is denied. CASE NO: 11-01015.h1

03/20/2012

Applicant, a member of a persecuted ethnic group in the People’s Republic of China (PRC), maintains his contacts in the PRC with his parents, brothers, and in-laws. His wife, also a citizen of the PRC, lives with him in the United States. Applicant’s contacts with these family members raise security concerns under Guideline B, Foreign Influence. Applicant failed to mitigate the Guideline B security concerns. Clearance is denied. CASE NO: 10-09498. h1

03/20/2012

The Judge’s material findings were supported by substantial record evidence. Applicant failed to rebut the presumption that the Judge considered all of the record evidence. Adverse decision affirmed. CASE NO: 10-08550.a1

03/20/2012

Applicant failed, without reasonable cause, to appear at his security clearance hearing set for February 3, 2012. The case file is being forwarded to the Director, DOHA requesting a default decision and the automatic denial or revocation of Applicant’s security clearance. CASE NO: 10-02264.h1

03/20/2012

Applicant has over $19,000 in unresolved delinquent debt. Clearance is denied. CASE NO. 10-01350.h1

03/19/2012

Applicant was convicted of one misdemeanor assault charge in June 2010 pursuant to his guilty plea. Upon returning home after work-related travel, Applicant discovered a male friend and his girlfriend in a compromising position. Applicant punched his friend four or five times and left. His friend called the police and pressed charges. Applicant has complied with all sentencing requirements. He has an impeccable record of distinguished employment service and raised two children as a single parent. Appellant successfully mitigated criminal conduct concerns. Clearance is granted.

03/19/2012

Applicant failed to mitigate the foreign influence concerns raised by his wife, children, and his wife’s immediate family members residing in Egypt, and his parents residing in Lebanon (albeit for part of the year). Moreover, he falsified his security clearance application (SCA) and provided false statements to government investigators about his Lebanese passport. Clearance is denied. ISCR CASE NO: 11-03360.h1

03/19/2012

Between May 2004 and August 2006, Applicant and her husband bought eight condominiums in a beach community as investment properties. Their family income at the time was more than $400,000 per year. In August 2009, Applicant’s income was cut in half, making it impossible for her and her husband to make the mortgage payments on their investment properties. They have completed short sales of four properties, and the lender has cancelled the deficiencies on two. They have accepted offers on the remaining four properties, and the lender has promised to cancel the deficiencies on two. By selling other non-investment assets, Applicant has accumulated significant cash that is available to resolve deficiencies or pay the taxes on cancelled indebtedness. Clearance is granted. CASE NO: 11-01450.h1

03/19/2012

Applicant did not mitigate the foreign preference security concerns. Eligibility for access to classified information is denied. CASE NO: 10-09516.h1

03/19/2012

Applicant has five debts, all directly attributable to a costly separation and divorce and the costs associated with a job-related move. Among the debts was a condominium foreclosure. The record is replete with Applicant’s diligent efforts to avoid foreclosure and keep his creditors informed of his situation. Upon the advice of his attorney, Applicant has not attempted to settle with these creditors until he receives a final accounting of the foreclosure proceeds. Otherwise, Applicant is current on his other bills as well as his child support payments. Clearance is granted. CASE NO: 10-03552.h1

03/19/2012

The possibility that an applicant has been defrauded by others is not a sufficient basis for favorable application of the Guideline F mitigating conditions. While actual fraud may be mitigating, the evidence in this case does not support such a finding. Applicant’s service to the U.S. was evidence the Judge was required to consider. However, in this case, such evidence was not sufficient to mitigate security concerns arising from acts of poor judgment. Favorable decision reversed. CASE NO: 10-02803.a1

03/16/2012

Applicant failed to mitigate the financial considerations and personal conduct security concerns generated by his history of financial delinquencies and his failure to disclose them, as required, on his security clearance application. Clearance is denied. CASE NO: 10-07076.h1

03/16/2012

Applicant mitigated the Psychological Conditions concern. He suffered from three short-term bouts of depression in 2003, 2006, and 2009. He quickly overcame these bouts on his own and two were clearly related to outside stressors, including a divorce after 14 years of marriage. His depression is in remission and there is no indication of a current problem. He has properly handled classified information without issue since 1997. His employer is aware of his depression and does not question his judgment, reliability, and trustworthiness. Clearance is granted. CASE NO: 10-01525.h1

03/15/2012

Applicant was born in the People’s Republic of China (PRC). His mother, father, brother, sister, mother-in-law, sister-in-law, and brother-in-law are citizens and residents of the PRC. He also has limited professional contacts in the PRC. After becoming a U.S. citizen, he invalidated his PRC passport. He mitigated the security concerns arising under the Foreign Preference guideline, but failed to mitigate the security concerns under the Foreign Influence guideline. Eligibility for access to classified information is denied. CASE NO: 11-05102.h1

03/15/2012

Sixty-two-year-old Applicant routinely failed to pay federal and state income tax between 1999 and 2010, because she did not always have the money to pay her taxes, and both the IRS and the state were forced to file tax liens and resort to garnishment. She also has other delinquent accounts. Applicant and her spouse make “good money,” but they also have a “large amount of expenses,” which she attributed to supporting a son, a grandchild, and a mother-in-law. Her lengthy period of inaction leaves substantial questions and doubts as to her security eligibility and suitability. Clearance is denied. CASE NO: 10-11131.h1

03/15/2012

Applicant has not mitigated the security concerns under the guidelines for Drug Involvement and Personal Conduct. He tested positive for marijuana in a 2009 test for an employment pre-screening. He had a 2001 marijuana charge nolle prossed. He admitted to falsification of his 2010 SF-86, his 2010 OPM interview, and his 2011 DOHA interrogatories in his Answer to the SOR. His subsequent recantation of his admissions was not credible. Clearance is denied. CASE NO: 10-09402.h1

03/15/2012

Applicant is a 41-year-old employee of a defense contractor. His wife is a citizen of Ukraine and she has several family members in both Ukraine and Russia. Applicant mitigated the Government’s security concerns under Guideline B, Foreign Influence because his ties to the U.S. are strong and he has little contact with his foreign relatives. Applicant’s eligibility for a security clearance is granted. CASE NO:10-08992.h1

03/15/2012

Security concerns raised by Applicant’s family ties to Jordan are mitigated because of his much greater connections to the United States and under the whole-person concept. He has shown his professionalism, integrity, and trustworthiness during 30 months of duty at an overseas location a linguist. Foreign influence concerns are mitigated. Access to classified information is granted. CASE NO: 11-04104.h1

03/14/2012

It was not error for the Judge to decline to leave the record open to accept documents from the Applicant, when the Judge accepted Applicant’s testimony on the issue to which the documents pertained and ultimately made findings consistent with Applicant’s representations about the documents. The Judge’s weighing of the mitigating evidence in the case was supported by the record evidence. Adverse decision affirmed.

03/14/2012

Applicant has mitigated the security significance of his past drug involvement. He has also mitigated the security significance of his falsifications on security forms. Clearance is granted. CASE NO:11-00001.h1

03/14/2012

On appeal Applicant contends that the Judge failed properly to apply the mitigating conditions, citing to evidence that his financial problems were related to his job loss. The Board finds no reason to conclude that the Judge weighed the evidence in a manner that was arbitrary, capricious, or contrary to law. Adverse decision affirmed.

03/13/2012

The Judge’s failure to list the applicable mitigating conditions is not harmful error. The Board does not review a Judge’s decision against a standard of perfection. Adverse decision affirmed.

03/13/2012

Applicant challenges some of the findings of fact. While the Judge may have overstated the amount of time Applicant was dependent on his brother the Judge’s basic point was factually accurate. Adverse decision affirmed.

03/12/2012

Applicant has not mitigated the security concerns under the financial guideline. He has an unresolved home- equity loan in the amount of $260,000. He does not intend to pay the amount. He may file for bankruptcy. Eligibility for a security clearance is denied. CASE NO: 11-06432.h1

03/12/2012

Concerns were raised under financial considerations because Applicant has five delinquent accounts totaling approximately $63,787. He entered into a repayment agreement for one of the debts, but failed to provide proof that he was making the payments under the plan. The remaining delinquent debts remain unresolved. Applicant did not meet his burden to mitigate the concerns raised under financial considerations. Clearance is denied.

03/12/2012

Applicant falsely failed to disclose the extent of his drug abuse on his security clearance application. Although he established that he is unlikely to abuse drugs in the future, he did not mitigate concerns raised by this concealment. Eligibility for access to classified information is denied. CASE NO: 10-10977.h1

03/12/2012

Applicant failed to mitigate the security concerns raised by her $20,000 unaddressed debt. Clearance denied.

03/12/2012

Applicant is 53 years old, married, and has two children. She works for a defense contractor. She incurred 35 delinquent totaling $12,655. She filed bankruptcy twice and was discharged both times, once in 1994 and the second time in 2006. Applicant did not disclose her delinquent debts on her security clearance application. Applicant mitigated the financial considerations and personal conduct security concerns. Clearance is granted. CASE NO: 10-08778.h1

03/12/2012

Applicant mitigated the security concerns raised by his delinquent debt. He acted responsibly when faced with an unexpected financial problem and his overall financial status is sound. His request for a security clearance is granted. CASE NO: 10- 06060.h1

03/12/2012

Applicant has 24 delinquent debts, which remain unpaid. He failed to rebut or mitigate the security concerns under financial considerations. Clearance is denied. The personal conduct concern was not established. CASE NO: 10-03731.h1

03/09/2012

Applicant has mitigated the security concerns under the financial guideline. She incurred delinquent debt from unemployment, under employment, and a failed relationship. She has addressed and resolved her debts. She received financial counseling. Eligibility for a security clearance is granted. CASE NO: 11-05250.h1

03/09/2012

Applicant was born in Pakistan. In 1998, she married a native of Pakistan who was already a U.S. citizen. She came to the United States in 1999, attended college in the United States and graduated in 2002, worked for two federal contractors before beginning her current employment, and was cleared for a public trust position by another federal agency in October 2009. Her parents, two sisters, and a brother are citizens and residents of Pakistan. Her father retired from the Pakistani Air Force as a brigadier general in 1995, and her brother-in-law is an active-duty colonel in the Pakistani Air Force. The evidence establishes that she can be expected to resolve any conflict of interest in favor of the United States. Clearance is granted. CASE NO: 11-04798.h1

03/09/2012

Applicant has a long history of financial problems caused by unemployment, underemployment, and financial irresponsibility. However, she intentionally failed to file tax returns and pay taxes for at least 10 years. Applicant's case in mitigation of settling or satisfying 18 delinquent debts is substantially undermined by her undocumented claim of having made regular payments to the state tax agency between August 2011 and February 2012. Eligibility for access to classified information is denied. CASE NO: 11-02656. h1

03/09/2012

Applicant is paying down his mortgage arrearage, and owes nothing on the other two alleged past due debts. Clearance is granted. CASE NO: 11-01551.h1

03/09/2012

Applicant is 29 years old and is employed by a defense contractor. Applicant has three driving while intoxicated arrests and related convictions since 2004. He used marijuana from 1998 to 2011, including while holding a security clearance. He failed to disclose his full use history of marijuana on his security clearance application and to a government investigator. Applicant has not mitigated the alcohol consumption, drug involvement, personal conduct, and criminal conduct security concerns. Clearance is denied. CASE NO: 11-00987.h1

03/09/2012

Applicant was arrested and charged with criminal offenses related to substance abuse in 2001, 2003, and 2010. In 2006, he was fired from a job when his employer accused him of theft. He deliberately failed to list that he had been charged with a felony on his security clearance application. Applicant failed to mitigate security concerns arising from his criminal conduct and personal conduct. Clearance is denied. CASE NO: 10-09689.h1

03/09/2012

In January 2010 Applicant filed for Chapter 11 bankruptcy, listing $73,000 in creditors holding unsecured priority claims; $544,558 in unsecured nonpriority claims; and $5,905,968 in secured liabilities. The SOR alleged that he has an additional $3,095,379 in debts that were not included in the Chapter 11 filing. The bankruptcy is pending and the bankruptcy judge has not yet approved either the Disclosure Statement and/or the proposed Plan of Reorganization. Applicant failed to mitigate the Financial Considerations security concerns. Eligibility for access to classified information is denied. CASE NO: 10-05738.h1

03/08/2012

Applicant is 33 years old. He illegally used marijuana on a daily basis and purchased it weekly during high school. Subsequently, he asserted that he decreased the frequency of his use and ceased in June 2010. He did not provide any independent evidence to corroborate his statements. He failed to mitigate the security concerns raised under the guideline for drug involvement. Clearance is denied.

03/08/2012

Applicant did not intentionally falsify his Questionnaire for National Security Positions, but he did not mitigate the security concerns raised by his history of alcohol abuse and alcohol-related incidents. Clearance is denied. CASE NO: 11-01774.h1

03/08/2012

Applicant, a government contractor, mitigated Guideline F security concerns but failed to mitigate Guideline E security concerns. Clearance is denied. CASE NO: 11-00180

03/08/2012

Applicant mitigated the security significance of her past-due indebtedness. Clearance is granted. CASE NO: 10-10410.h1

03/08/2012

As a result of being laid off for nine months and incurring medical expenses for his wife’s addiction to alcohol and prescription drugs, Applicant incurred delinquent credit card debts, fell behind on his mortgage payments, and his home was foreclosed. He negotiated payment plans for all his delinquent debts except the first mortgage on his foreclosed home. He is making good-faith efforts to resolve his delinquent debts. Clearance is granted. CASE NO: 10-10391.h1

03/06/2012

Applicant has a long history of failing to file annual Federal and state income tax returns as required. He is indebted to both the Federal and state governments for unpaid taxes. He presented little evidence that he is acting responsibly with respect to these tax debts. He has not mitigated the Financial Considerations security concerns. Eligibility for access to classified information is denied. CASE NO: 11-03813.h1

03/05/2012

Applicant failed to rebut the presumption that the Judge considered all of the evidence. In Guideline B cases, the nature of the foreign country and its intelligence gathering history provide a context for evaluating record evidence. There is a rebuttable presumption that an applicant has ties of affection for his immediate in-laws. Adverse decision affirmed. CASE NO: 11-01470

03/05/2012

Applicant failed to rebut the presumption that the Judge considered all of the record evidence. Applicant failed to rebut the presumption that the Judge was unbiased. A Judge is required to address all of the allegations in the SOR. Adverse decision affirmed. CASE NO: 10-09281.a1

03/02/2012

On appeal Applicant states that he will pay his debts if by doing so he will receive a security clearance Adverse decision affirmed

03/02/2012

Applicant has mitigated the security significance of his past due indebtedness by using the legal remedy of bankruptcy. Clearance is granted. CASE NO: 10-07289.h1

03/02/2012

The disqualifying conduct proven by multiple convictions (with a guilty plea for cocaine possession) is sufficient to sustain the Judge’s ultimate adverse conclusions. Therefore, the Board need not resolve the problem posed by the unusual state of the record with regard to the child pornography allegation. Adverse decision affirmed.

02/29/2012

Applicant failed to mitigate the security concerns raised by more than $15,000 delinquent debt. Clearance denied.

02/29/2012

Applicant failed to mitigate the security concerns raised by more than $15,000 delinquent debt. Clearance denied.

02/29/2012

Applicant is 46 years old and employed as a Managing Partner of his own defense contracting company. His Korean contacts include his wife, who is a citizen of Korea, and two financial assets, a house worth $500,000 and a bank account that contains $2,000. The house is scheduled to be sold and the bank account closed. His assets in the United States far outweigh his assets in Korea. His foreign influence has been mitigated and does not pose a security risk. Clearance is granted. CASE NO: 11-06668.h1

02/29/2012

Applicant mitigated the drug involvement security concern related to his August 2010 marijuana possession arrest, but he failed to mitigate the personal conduct security concern for failing to disclose it, as required, on his security clearance application. Clearance is denied. CASE NO: 11-06479

02/29/2012

Sixty-eight-year-old Applicant routinely failed to file federal and state income tax returns between 1996 and 2010, and both the IRS and the state were forced to file tax liens and take garnishment actions in order to obtain the delinquent balances. One federal tax lien, in the amount of $159,000, remains unsatisfied. Applicant was fully employed while on active duty (1960 to 1990) and in his civilian position as a contractor (1990 to the present), but attributed his situation to “insufficient funds.” He resolved one civil judgment and lien filed against him for default on a time-share agreement. His lengthy period of inaction and undocumented positive actions leave substantial questions and doubts as to his security eligibility and suitability. Clearance is denied. CASE NO: 11-04028.h1

02/29/2012

Applicant lost a home to foreclosure, on which he owes a second mortgage of $12,512. While some of his financial problems can be attributed to his spouse’s medical issues and her abuse of his credit, he defaulted on $9,041 in student loan debt, and a $3,908 judgment was issued against him for an unpaid medical debt. Applicant has since repaid the judgment, but he has yet to resolve other debts because he has chosen to pay $800 per month in tuition for his son to attend private school. Clearance denied. CASE NO: 11-03852.h1

02/29/2012

Applicant was terminated from one job in January 2006 and from another in July 2009. Applicant has rebutted or mitigated the security concerns under use of information technology systems and personal conduct. Clearance is granted. CASE NO: 11-02847.h1

02/29/2012

Applicant mitigated the security concerns raised by his financial problems. He did not mitigate the concerns raised by his criminal conduct, alcohol consumption, and personal conduct. His request for a security clearance is denied. CASE NO: 11-02320.h1

02/29/2012

Applicant is 48 years old and employed as a Systems Engineer by a defense contractor. His history of excessive indebtedness caused by a poorly timed real estate investment has been resolved. There is sufficient evidence of financial rehabilitation at this time. Clearance is granted. CASE NO: 11-02257.h1

02/29/2012

Applicant did not provide sufficient evidence to mitigate the security concerns raised by his history of delinquent debts, and he intentionally provided false information on his Questionnaire for National Security Positions. Clearance is denied. CASE NO: 11-00498.h1

02/29/2012

Applicant has not mitigated the security significance of failing to pay or resolve all of his past due debts. He did mitigate the Foreign Preference allegations, and Personal Conduct allegations related to his not filing tax returns. Clearance is denied. CASE NO: 11-00457.h1

02/29/2012

Applicant became indebted after he lost his full-time job in 2008. He has been supporting himself on unemployment compensation, income from short-term temporary jobs, and IRA distributions. He continues to seek work, but has been able to obtain only short-term temporary employment. He has been unable to pay his mortgage, which represents almost 80 percent of his debt, but he has been in touch with the lender in an effort to obtain a modification. In addition, when Applicant held a permanent job, he was financially solvent. While he was unemployed, he continued to pay his debts in 2009 and to some extent in 2010, by using savings. He has not been irresponsible about his finances. Clearance is granted. CASE NO: 10-10601.h1

02/29/2012

Applicant failed to mitigate the security concerns caused by his history of excessive alcohol consumption. Clearance is denied. CASE NO: 10-09654.h1

02/29/2012

Until January 2010, Applicant paid all of his financial accounts in a timely manner. A lack of overtime pay, his separation agreement, and advice from a law firm he employed to address his financial problems resulted in him stopping payments to three credit card companies and, instead, making payments thereafter to the law firm. Actions by the law firm were ineffective and Applicant had to seek bankruptcy protection. In July 2011, the three debts were discharged. Applicant has rebutted or mitigated the security concerns under financial considerations. Clearance is granted. CASE NO: 10-08477.h1

02/29/2012

Applicant has a history of four alcohol-related offenses over an 11-year period and continues to attend court-imposed AA meetings as a condition of her probation. While she currently practices abstinence and understands her past mistakes, she has never been diagnosed and has some admitted alcoholic tendencies. More time is needed to make safe predictions that Applicant is not at risk to recurrent alcohol-related incidents. Alcohol concerns are not mitigated. Clearance is denied. CASE NO: 10-08098.h1

02/29/2012

Applicant is 51 years old and employed as a Graphic Artist by a defense contractor. Her history of excessive indebtedness caused by living beyond her means and without a budget has recently been addressed. She has filed for Chapter 13 bankruptcy and has made several payments to the trustee. She remains excessively indebted. Her history of rule violations that include taking unauthorized charitable deductions on her taxes and committing time card fraud at work has not been sufficiently mitigated. Clearance is denied. CASE NO: 10-08075.h1

02/29/2012

Applicant falsely denied, and failed to disclose, the existence of his foreign-citizen wife and daughter on his security clearance application and during his first security interview. Resulting security concerns were not mitigated. Eligibility for access to classified information is denied. CASE NO: 10-07709.h1

02/29/2012

Applicant has not met his burden to mitigate the financial considerations guideline. He still has unresolved consumer debt from 2007. He has six investment properties that went to foreclosure. While he attempted to remedy the situation or forestall the foreclosures with short sales, he did not have sufficient capital to fund the business venture. He did not produce documentation to mitigate the case. Clearance is denied. CASE NO: 10-06703.h1

02/29/2012

Applicant is 57 years old and employed as a Machinist/Programmer by a defense contractor. The Applicant is a dual citizen of the United Kingdom. He has lived in the United States for almost thirty years and only wants to temporarily return to the United Kingdom when his parents pass away. He has given his valid British passport that is good until 2021 to his corporate office for safekeeping. It will only be returned to him upon his termination of employment. Clearance is granted. CASE NO: 10-06218.h1

02/29/2012

Applicant engaged in unauthorized computer activity while working for a federal contractor, including using others’ accounts without their knowledge, accessing the Internet during the workday despite prohibitions, placing DoD information on his home computer, retaining controlled DoD property, and attempting to access DoD computers from his home computer. Over 14 years, he illegally downloaded several hundred thousand dollars worth of movies, music, and software from the Internet. Applicant illegally viewed pornographic images of minors. His conduct indicates poor judgment and untrustworthiness. Clearance is denied. CASE NO: 10-04796.h1

02/29/2012

Applicant failed to mitigate the Criminal Conduct, Personal Conduct, and Financial Considerations concern. He has a long track record of criminal conduct, to include stealing Government money and falsifying his security clearance application. He recently had his debts discharged through bankruptcy, but failed to demonstrate that his financial situation is under control. Clearance is denied. CASE NO: 10-02333.h1

02/29/2012

Applicant is a 42-year-old truck driver for a defense contractor. He did not provide sufficient evidence to mitigate the security concerns raised by his history of delinquent debts. Clearance is denied. CASE NO: 10-01673.h1

02/29/2012

Applicant is 44 years old and employed as a Electronic Technician by a defense contractor. His history of excessive indebtedness caused by his irresponsible wife, who was supposed to pay the household bills while he was deployed, and did not, has been resolved. The Applicant has divorced his wife, and filed for Chapter 13 bankruptcy protection. He is working hard to rebuild his credit. There is sufficient evidence of financial rehabilitation at this time. Clearance is granted. CASE NO: 10-00047.h1

02/29/2012

In 2005, Applicant received a punitive letter of reprimand under non-judicial punishment while serving in the U.S. Navy. He tendered his resignation in lieu of administrative separation and received a general discharge under honorable conditions for “misconduct serious offense.” On a 2006 declaration for federal employment and on a 2008 security clearance questionnaire, he failed to indicate he had left a job by mutual agreement because of specific problems, following misconduct or unsatisfactory performance, or that he had been the subject of disciplinary proceedings under the Uniform Code of Military Justice including non-judicial punishment. He failed to rebut or mitigate the personal conduct security concerns. He rebutted or mitigated the information technology and financial considerations security concerns. Clearance is denied. CASE NO: 09-07118.h1

02/29/2012

Between 1992 and 1995, five state tax warrants were filed against Applicant, which totaled approximately $9,500. All the warrants have been paid and released. Applicant has rebutted or mitigated the security concerns under financial considerations. Clearance is granted. CASE NO: 09-06931.h1

02/29/2012

Applicant owes nothing on the two alleged past due debts. Clearance is granted. CASE NO: 09-05799.h1

02/28/2012

Applicant mitigated the Financial Considerations concern, but failed to mitigate the Personal Conduct concern. He demonstrated that his financial situation is being resolved. However, his misuse of his former employer’s company credit card continues to cast doubt on his trustworthiness. Clearance is denied. CASE NO: 10-08705.h1

02/28/2012

Applicant has 14 debts totaling $36,280, as well as a 2007 arrest for failure to appear at a court hearing regarding payment of his daughter’s health insurance. His debts have been accruing since 2004, and he has made no effort to repay his creditors. He attributes his financial problems primarily to poor money management and periods of unemployment. Eligibility for access to classified information is denied. CASE NO: 11-03920.h1

02/28/2012

Any attempt by a Judge independently to investigate allegations would conflict with his or her role as an impartial fact-finder. The Judge’s findings are sustainable. Adverse decision affirmed,

02/28/2012

The Judge’s findings are based on substantial evidence and are sustainable. Adverse decision affirmed.

02/28/2012

Applicant’s argument amounts to an alternative interpretation of the evidence and is not sufficient to demonstrate the Judge erred. Adverse decision affirmed.

02/27/2012

Applicant works for a defense contractor. She has two delinquent debts totaling $28,125. Her actions to resolve these debts in the past three years resulted in installment payment agreements on which Applicant pays regularly. Applicant mitigated the financial considerations security concerns. Eligibility for a clearance is granted. CASE NO: 10-11199.h1

02/27/2012

Applicant works for a defense contractor. His mother and two siblings live in the People’s Republic of China. His parents-in-law and brother-in-law and sister-in-law live and work in the PRC. Applicant’s sister and wife’s siblings are employed by PRC government agencies. Applicant’s brother served three years in a PRC jail for bribery. Applicant did not mitigate the foreign influence security concerns. Eligibility for a clearance is denied. CASE NO: 10-11145.h1

02/27/2012

Applicant is a 34-year-old employee of a federal contractor. The evidence shows Applicant has a recent history of illegal drug use taking place during the period November 2009 January 2010 when he used marijuana, Ecstasy, LSD (acid), muscle relaxers, and morphine. His drug abuse took place just months before he completed his July 2010 security clearance application, in which he disclosed his drug abuse. Although he has stated that he has no intention to abuse drugs in the future, insufficient time has passed to allow a conclusion that his drug abuse was minor or an aberration. Clearance is denied. CASE NO: 10-10324.h1

02/27/2012

Applicant is 53 years old and has held a security clearance for over 30 years. He admitted that he has abused alcohol since 1975 when he was in college. In early 2010 he participated in a three-month alcohol treatment program and was diagnosed as Alcohol Dependent. He has relapsed and continues to consume alcohol over the recommendations of the treatment program and his primary care physician. He failed to mitigate the concerns raised under alcohol consumption. Clearance is denied.

02/27/2012

Applicant works for a defense contractor. He has two delinquent debts totaling $43,703. His actions to resolve these debts in the past three years resulted in the settlement of two other significant debts allowing Applicant to devote his funds to making regular payments on these two remaining delinquent accounts. Applicant mitigated the financial considerations security concerns. Eligibility for a clearance is granted. CASE NO: 10-03114.h1

02/24/2012

Applicant mitigated the Foreign Influence concern raised by his relationship with his estranged grandparents in Iran. He is a U.S. citizen by birth. He was raised and educated in the United States. His parents, sister, and paternal grandmother are all U.S. citizens, residing in the United States. His parents and paternal grandmother immigrated to the United States over 30 years ago. Applicant barely knows his Iranian grandparents, and speaks to them only when he visits his parents and his grandparents happen to call. He has been entrusted with sensitive U.S. information, including while overseas in the Middle East, and has never mishandled or compromised such information. The U.S. Government Agency that he works for has complete trust in his ability to properly safeguard classified information and fully supports his application. Clearance is granted. CASE NO: 11-02448

02/24/2012

After a long history of alcohol-related incidents, Applicant completed an alcohol treatment program in 2007. He was convicted of driving under the influence in April 2010 and completed a 26-week group therapy program in January 2011. He presented no evidence regarding abstinence, aftercare, or participation in Alcoholics Anonymous after January 2011. Clearance is denied. CASE NO: 10-07804

02/24/2012

Applicant falsified his time cards with different employers and falsified his security clearance applications on repeated occasions when asked questions about his father's living status. He never disclosed the correct information in ensuing OPM interviews and provided corrected information only when confronted with a polygraph examination. Applicant attributed his misstatements to embarrassment and concerns about jeopardizing his security clearance application. Applicant's explanations are insufficient to mitigate personal conduct concerns. Clearance is denied. CASE NO: 11-05217h.1

02/24/2012

Applicant is a 22-year-old employee of a federal contractor. The evidence shows that Applicant was cited or charged with multiple traffic offenses (speeding, equipment violations, etc.) during 2005 2011, the first six years he possessed a driver's license, and one domestic violence in 2009. Five of the traffic offenses were concluded by a finding of not guilty or a dismissal, two concluded with dismissals in part, and eight concluded with findings of guilty and fines. The domestic violence offense was dismissed at the prosecution's request. He has a valid driver's license, which has never been suspended or revoked. He is well regarded at his place of employment, and has the support of several mature adults who vouch for his trustworthiness. Clearance is granted. CASE NO: 11-03397

02/24/2012

Applicant is a 63-year-old employee of a defense contractor. She did not provide sufficient evidence to mitigate the security concerns arising from her delinquent debts and her failure to file her 2010 federal income tax return. Clearance is denied. CASE NO: 11-03268.h1

02/24/2012

Applicant failed to mitigate the security concerns raised by his over $100,000 delinquent debts—none of which had been addressed. Clearance denied.

02/24/2012

Applicant has 12 debts involving 13 separate real estate investment properties. As a result of the declining real estate market, he made a business decision to stop making payments on all 13 properties in 2007. The lender foreclosed on eight of the properties and charged off the remaining five properties. Applicant continues to receive rent for those five properties; however, he has not attempted to settle with the lender. Clearance is denied. CASE NO: 11-00542

02/24/2012

Applicant's maturation in tandem with the amount of time that has elapsed since he last abused drugs or alcohol is sufficient to mitigate the security concerns. Clearance is granted. CASE NO: 10-10782.h1

02/24/2012

Applicant’s SOR alleged five debts consisting of four collection accounts and one charged-off account. He ran into financial difficulty after going through two periods of unemployment and fell behind on his bills. In particular, he accrued $16,120 in child support arrearages. Applicant has paid or settled four of the five debts and is on a payment plan and is current with regard to his child support arrearages. Eligibility for access to classified information is granted. CASE NO: 10-07533.h1

02/24/2012

Applicant is 44 years old, married to his second wife, and has four children from his first marriage. He worked for a defense contractor as a translator. Applicant made statements in the past indicating he was a security risk. Applicant did not mitigate the foreign influence security concern. Clearance is denied. CASE NO: 10-06842.h1

02/24/2012

Applicant works for a defense contractor. She has twelve delinquent debts totaling $35,264. Applicant entered an installment payment agreement with a commercial debt management firm on which Applicant pays regularly. Applicant mitigated the financial considerations security concerns. Eligibility for a clearance is granted. CASE NO: 10-03924.h1

02/23/2012

During an interview on January 19, 2011, Applicant acknowledged individual responsibility for several of the accounts listed in the SOR. He did not recognize the other accounts. Next, he stated that since he has a better paying job, he would contact the creditors and make arrangements to repay the delinquent debts. Applicant has not provided any evidence to substantiate his stated intention to contact the creditors and repay the debt. Eligibility for access to classified information is denied.

02/23/2012

Applicant has 13 debts totaling $50,460 that consisted of consumer debts, unpaid medical co-pays, a judgment, and a vehicle repossession. He ran into financial difficulty after going through two divorces, his current wife being unemployed for 10 months, and more recently him being unemployed. Throughout these difficulties, Applicant has paid or settled six debts and made a partial payment on one debt. He has stayed in touch with a majority of his creditors throughout this process and sought financial counseling. Eligibility for access to classified information is granted. CASE NO: 11-01467.h1

02/23/2012

Applicant’s statement of reasons (SOR) lists 12 debts, totaling $26,089. She provided insufficient evidence that she has acted responsibly on 10 of 12 of her SOR debts, totaling $24,954, and there is no consistent track record of payments to her SOR creditors. She intentionally provided false information on her October 2, 2009, Questionnaire for Public Trust Positions concerning her delinquent debts. Financial considerations and personal conduct concerns are not mitigated. Access to sensitive information is denied. CASE NO: 11-01464.h1

02/23/2012

In 2010, Applicant was convicted of petty larceny, a misdemeanor. He does not take responsibility for the underlying criminal conduct. Clearance is denied. CASE NO. 11-00135.h1

02/23/2012

Applicant failed to mitigate the security concerns raised by his over $78,000 in delinquent debt—none of which had been addressed. Clearance denied.

02/23/2012

The Government failed to establish that Applicant deliberately falsified clearance applications in April and August 2009, and failed to establish that the other alleged conduct raised security concerns that warranted denial of Applicant's clearance application. Clearance granted.

02/23/2012

Applicant is 25 years old. He was granted a confidential and later a secret security clearance while he was working as an intern during college. He used marijuana and prescription drugs that were not prescribed to him. Applicant was untruthful to a government investigator when he was interviewed. Applicant failed to mitigate the security concerns under Guideline H, Drug Involvement, and Guideline E, Personal Conduct. Clearance is denied. CASE NO: 10-09016.h1

02/23/2012

Applicant has mitigated the security concerns under this guideline. His diagnosis for anxiety, depression, and delusions is in remission. He has excellent work performance. He is under the care of a treating psychiatrist who states his prognosis is good. Applicant's expert witness at the hearing also concurs. The government psychologist agrees that the prognosis is good. Clearance is granted. CASE NO: 08-09036

02/22/2012

Applicant, a native of Venezuela, lived in the United States with her family from age 11 to age 17. She moved to the United States on her own at age 21 in April 2000. In June 2006, she became a naturalized U.S. citizen. Her immediate family members, including her parents, are resident citizens of Venezuela, a country with human rights problems under an avowedly anti-American government. Applicant’s ties to the United States are not so deep and longstanding to overcome the foreign influence concerns. Clearance denied. CASE NO: 11-01881.h1

02/22/2012

Applicant abused marijuana from 2000 through August 2010. He purchased the illegal drug for his personal consumption, and he also sold the drug to friends. Applicant falsified his August 2010 security clearance application and a February 2010 interview by denying any use of marijuana after May 2010. Applicant no longer intends to use any illegal drug in the future, but it is too soon to conclude that his drug abuse is safely in the past. Personal conduct concerns are also not fully mitigated. Clearance denied. CASE NO: 11-01451.h1

02/22/2012

Applicant did not file his federal income tax returns on time for tax years 2004 through 2009. He has since filed his delinquent returns, and through payments and IRS interception of refunds, reduced his federal income tax debt from $10,791 to $2,293.80 as of late September 2011. Applicant is repaying his $463 in other past-due balances as of late August 2011. Clearance granted. CASE NO: 10-06123.h1

02/21/2012

While on duty conducting threat vulnerability assessments for the United States military in June 2004, Applicant lost a notebook containing sensitive information, which he surmises may have been taken by a Russian woman, with whom he engaged in sexual activities in his hotel room. Applicant did not report the loss of the notebook until after he was administered a polygraph examination in January 2009. His exercise of extremely poor judgment is not fully mitigated despite the passage of time. Clearance denied. CASE NO: 11-05079.h1

02/21/2012

Applicant is 63 years old. She failed to file her federal income tax returns for four consecutive years. She failed to pay her federal income taxes on time and they remained delinquent until her security clearance was in jeopardy. Applicant failed to mitigate the security concerns under Guideline F. Clearance is denied. CASE NO: 11-00181.h1

02/21/2012

Applicant's financial difficulties were caused by circumstances beyond her control. Currently, she is satisfying her delinquencies consistent with a payment plan, and she has ample disposable income to continue adhering to the payment plan. Clearance is granted. CASE NO: 11-00070.h1

02/21/2012

Applicant is 51 years old. He accrued numerous delinquent debts when he moved to help his aging parents and he began a business venture with his brother that eventually failed. Since 2009, he has had a payment plan and has actively reduced his delinquent debt. He has two remaining debts that he anticipates being completely resolved within the next ten months. Applicant met his Russian wife on the Internet in September 2005, and they married in May 2007. Before he and his wife married they visited each other in person one time for two weeks. His wife has a daughter and they both are permanent residents of the United States and Russian citizens. Applicant’s mother-in-law is a citizen and resident of Russia. Applicant mitigated the Financial Considerations security concerns under Guideline F, but failed to mitigate the Foreign Influence security concerns under Guideline B. Clearance is denied. CASE NO: 10-09240.h1

02/17/2012

Applicant deliberately falsified two security clearance applications to hide his illegal, pre-service drug involvement. Additionally, he gave false and deceiving statements to two background investigators in 2007 and 2010. Moreover, while holding a top secret clearance, he failed to timely report an unauthorized intimate relationship with a foreign national. Clearance is denied. CASE NO: 11-04134.h1

02/17/2012

Although the Government established that Applicant researched techniques for influencing polygraph results, the Government failed to establish that Applicant used those techniques during his February 2009 polygraph. Applicant established that he found the materials he reviewed to be useless. Clearance granted.

02/17/2012

The Judge’s finding that Applicant deliberately omitted his federal income liens from his security clearance application is sustainable. Adverse decision affirmed.

02/17/2012

The Judge’s questioning of Applicant was at times gratuitous, argumentative and harsh. However, a review of the Judge’s handling of the case as a whole does not lead the Board to conclude that the Judge evidenced bias. Adverse decision affirmed.

02/17/2012

The Judge’s challenged findings are supported by substantial record evidence. Adverse decision affirmed.

02/16/2012

The cited evidence, a payment agreement, does not demonstrate that Applicant actually made the payments. Adverse decision affirmed.

02/16/2012

Applicant is a 55-year-old employee of a defense contractor. He used illegal drugs while holding a security clearance. He provided false information about his drug use to a government investigator, but he called the investigator the same day and corrected the information. He mitigated the concerns related to his false statement, but he has not mitigated the drug involvement and personal conduct security concerns related to his illegal drug use. Clearance is denied. CASE NO: 10-09634.h1

02/16/2012

Applicant offers an alternative interpretation of the evidence, but it is not sufficient to rebut the presumption that the Judge considered all the evidence. Adverse decision affirmed.

02/16/2012

Applicant is 29 years old. He used cocaine from 1999 to 2003 and marijuana from 1999 to 2006. He purchased these drugs during that time period. Applicant has abstained from all illegal drug use since September 2006. Applicant mitigated the security concerns under Guideline H, Drug Involvement. Clearance is granted. CASE NO: 10-00942.h1

02/16/2012

Applicant received nonjudicial punishment in February 1996, while on active duty in the Army, for pointing a loaded pistol at another service member. Based on this incident, he was administratively discharged for unsatisfactory performance in July 1996. His security clearance was revoked in March 1997 for the same incident, but he did not disclose the revocation on his security clearance application in April 2007, because he was never notified of it. Clearance is granted. CASE NO: 09-04458.h1

02/14/2012

Applicant falsified his application for a public trust position in July 2008 and his application for a security clearance in November 2008, by intentionally failing to disclose prior drug use. Both applications were in connection with summer intern positions while Applicant was a college student. After graduating from college, he submitted a security clearance application in August 2010 and disclosed his prior drug use. Security concerns raised by his falsifications are mitigated. Clearance is granted. CASE NO: 11-03050.h1

02/14/2012

Applicant's failure to address any of his $21,000 delinquent debt renders him an unsuitable candidate for access to classified information. Clearance denied.

02/14/2012

Applicant is a 54-year-old employee of a defense contractor. He has not filed Federal or State income taxes since 2003. In addition, he has failed to address any of his delinquent debts. Applicant has not mitigated Financial Considerations security concerns. Eligibility for access to classified information is denied. CASE NO:10-09099.h1

02/13/2012

Applicant has $174,856 in unresolved delinquent debt, including $143,000 in unpaid federal obligations and $18,247 in unpaid state taxes. Furthermore, he willfully failed to file his federal and state income tax returns between 2005 and 2009. Clearance is denied. CASE NO. 11-09584.h1

02/13/2012

Applicant owes approximately $29,000 for 13 delinquent debts. He made some attempt regarding his debt by setting up a payment plan for one debt, and calling a consumer credit agency, after receiving the Government’s FORM. Several debts are being paid by garnishment of his wages. In 2005 and 2009, he was convicted of driving while intoxicated. He continues to consume alcohol and intends to do so in the future. Clearance is denied.

02/13/2012

Applicant has had a history of overdue debts, due in part to his pending divorce and the downturn in home values. He first attempted to use the services of a debt consolidation company, and when that was unsuccessful because the company went out of business, he engaged the services of an attorney to file bankruptcy. Based on his bankruptcy attorney's representation, he has taken the required financial management course, and all of his debts should be discharged in bankruptcy. His future finances should be stable. Mitigation has been shown. Clearance is granted.

02/13/2012

Applicant is a naturalized U.S. citizen originally from Jordan. Although Applicant has several relatives who are citizens and residents of Jordan, his life is firmly rooted in the United States. Accordingly, he is expected to resolve any conflict of interest in favor of the United States. Clearance is granted. CASE NO. 11-01209.h1

2/13/2012

Applicant was born in Iraq in 1970, moved to the United States in 1993,and became a United States citizen in 2001. He is now a dual citizen of the United States and Iraq, and has never renounced or attempted to renounce his foreign citizenship. Since 2004, he has lived and worked in Kuwait. All of Applicant's relatives, including his wife, mother, and siblings, are citizens and residents of either Iraq or Kuwait. He has no relatives in the United States. He has significantly more assets outside of the United States than in it. Mitigation has not been shown. Clearance is denied

02/13/2012

Applicant failed to mitigate the security concerns raised by his $81,000 delinquent debt, none of which had been addressed. Clearance denied.

02/13/2012

Applicant has failed to address her significant admitted past due debts. Clearance is denied. CASE NO: 11-00443.h1

02/13/2012

Applicant's alcohol abuse resulted in two convictions, one in 1999 for DUI plus Corporal Injury to Spouse and/or Roommate, and the other for a 2010 DUI. A pattern of alcohol abuse was not established because of the span of 11 years between alcohol related incidents. Based on Applicant's credible testimony that he would never again drive after consuming alcohol, plus the strong recommendations from people who know him well, mitigation has been shown. Clearance is granted.

2/13/2012

Applicant was born in Afghanistan in 1975. He has only lived in the United States since 2005, and became a naturalized United States citizen in 2009. While Applicant's wife and three children are United States citizens and residents, Applicant still has a significant relationship with his mother and stepbrother, who are citizens and residents in Afghanistan, and whom he visited in Afghanistan in 2006 and 2010. Applicant has no appreciable assets in the United States. Mitigation has not been shown. Clearance is denied

02/13/2012

Applicant's alcohol abuse resulted in two DUI convictions in 2004 and 2008. Based on Applicant's credible testimony that he would never again drive after consuming alcohol, plus the strong recommendations both in testimony and letter from people who know him well, and the favorable report of an examining psychologist, mitigation has been shown. Clearance is granted.

02/10/2012

Applicant mitigated the Foreign Influence and Personal Conduct concerns. His foreign connections and contacts are minimal. He convincingly established that he can be expected to resolve any potential conflict in favor of national security. While working as a Government contractor in Afghanistan, he was kidnapped and did not reveal information or abide by his captors’ demands to pay fraudulent invoices. He did not falsify his security clearance application when he did not list the kidnapping in response to questions asking whether he had been fired or left a previous job under adverse circumstances, nor attempt to mislead the Government. Clearance is granted. CASE NO: 10-02732.h1

02/10/2012

Applicant is a 53-year-old employee of a federal contractor. The evidence shows Applicant has family ties or connections to Iran, his country of birth, which he left in 1979 at the age of 21 and to which he has not returned. Applicant presented sufficient evidence to explain, extenuate, or mitigate the security concerns. Clearance is granted. CASE NO: 11-03503.h1

02/10/2012

After suffering disabling injuries in a car accident, Applicant was unemployed from July 2004 to October 2005 and July 2006 to May 2007. He filed Chapter bankruptcy petitions in October 2005 and May 2006, but both were dismissed because he failed to timely file his federal and state income tax returns. He has not addressed or resolved most of the debts included in his bankruptcy petitions. Clearance is denied. CASE NO: 11-02528.h1

02/10/2012

Applicant's financial problems, for which there is no foreseeable end, render her an unsuitable candidate for access to classified information. Clearance denied.

02/10/2012

Adverse information from a credit report can normally meet the substantial evidence standard and the government’s obligations’ under the Directive ¶ E3.1.14 for pertinent allegations. Adverse decision affirmed.

02/10/2012

Applicant's changed circumstances and the passage of time are sufficient to mitigate the security concerns raised by his use of marijuana and his deliberate falsification of a security clearance application. Applicant's request for a security clearance is granted. CASE NO: 10-08310.h1

02/10/2012

Applicant and her spouse owe a foreclosure judgment of $128,952.69 after they defaulted on the primary mortgage for their previous residence in 2008. Applicant also defaulted on a second mortgage balance of $26,518. They recently proposed settlement offers through their attorney, which have not been accepted by their creditors as of January 2012. Applicant also violated the terms of a credit card provided by a previous employer, and she made no effort to repay a $1,565 delinquent balance. Clearance denied. CASE NO: 10-00953.h1

02/09/2012

Applicant has 17 debts totaling $23,000 consisting of nine consumer debts and eight unpaid medical co-pays. She ran into financial difficulty after going through a separation and divorce. Her financial situation became further exacerbated when her former husband failed to pay child support for their three children consistent with his income. Applicant’s child support arrearages with her former husband have been addressed and all of her debts are being repaid through a debt consolidation plan. Eligibility for access to classified information is granted. CASE NO: 11-03176.h1

02/09/2012

Applicant has approximately $54,000 in unresolved delinquent debt. Clearance is denied. CASE NO. 11-02154.h1

02/09/2012

Federal agencies are entitled to a presumption of good faith and regularity. The Judge’s findings of fact were supported by the record evidence. Even if a debt is not enforceable, a Judge may consider the underlying circumstances in evaluating an applicant’s case for mitigation. The record does not support Applicant’s contention that the Judge denied him the opportunity to present evidence. Adverse decision affirmed. CASE NO: 10-11076

02/09/2012

Applicant did not mitigate the alcohol consumption security concerns. Eligibility for access to classified information is denied. CASE NO: 10-09217.h1

02/09/2012

Applicant is a 42-year-old employee of a defense contractor. He is alleged to have a history of indebtedness including ten debts in the approximate amount of $190,205, raising security concerns under Financial Considerations. Applicant mitigated the Financial Considerations security concerns because the debts were caused by unforeseen circumstances beyond his control, and he has acted responsibly with respect to his debts. Eligibility for access to classified information is granted. CASE NO: 10-06552.h1

02/09/2012

Applicant is a 45-year-old employee of a defense contractor. He has a wife, two brothers, two sisters, a brother-in-law, a mother-in-law, and three friends who are citizens and residents of South Korea. His foreign family members and friends raised a security concern under Foreign Influence. He failed to mitigate the Foreign Influence security concerns. He is also alleged to have a history of indebtedness, including four debts in the approximate amount of $80,777, raising security concerns under Financial Considerations. Applicant mitigated the Financial Considerations security concerns by showing that the debts were due to identity theft and that he has been disputing the accounts. Eligibility for access to classified information is denied. CASE NO: 10-02268.h1

02/09/2012

Applicant did not mitigate security concerns raised under the financial considerations concern. Clearance is denied. CASE NO: 10-01736.h1

02/09/2012

There is no presumption of error by a Judge, and a party’s ability to argument for a different interpretation of the evidence is not sufficient to demonstrate error. Adverse decision affirmed. CASE NO: 10-00354.a1

02/07/2012

Applicant is 57 years old. He has been arrested at least five times for alcohol-related offenses. He continues to consume alcohol. He has approximately 11 other arrests and charges for other criminal activity over a 19-year period. His last arrest and charge was in 2010. Applicant has numerous delinquent debts, including federal and state tax liens that are unpaid. Applicant deliberately failed to disclose pertinent information on his security clearance application. Applicant failed to mitigate the security concerns under Guidelines E, Personal Conduct; F, Financial Considerations; G, Alcohol Consumption; and J, Criminal Conduct. Clearance is denied. CASE NO: 11-00721.h1

02/06/2012

Applicant has addressed all of the alleged past due debts. Clearance is granted. CASE NO: 11-03668.h1

02/06/2012

Applicant did not mitigate the financial considerations security concerns. Eligibility for access to classified information is denied. CASE NO: 10-09039.h1

02/06/2012

Applicant has a long history of illegal drug use (albeit intermittent) spanning 26 years. His most recent use of an illegal drug (marijuana) was in September 2009. Notwithstanding, he maintains daily association with his illegal drug-using friends. His overall behavior shows a lack of judgment and unwillingness to obey laws, rules, and regulations. Clearance is denied. CASE NO: 10-04815.h1

02/06/2012

The record discloses no basis to conclude that Applicant was denied the rights due him under the Directive or that he had not been advised of those rights. The record supports the Judge’s conclusion that the disqualifying conduct under Guideline F was not mitigated. Adverse decision affirmed.

02/06/2012

The Judge noted Applicant’s medical problems and family issues which affected her debt situation and which were circumstances beyond her control. However, the Judge also concluded that Applicant did not submit sufficient evidence of responsible management over the years the indebtedness accrued. The Judge’s conclusion is supported by the record evidence. The impact an unfavorable decision may have on an applicant is not a relevant or material consideration in evaluating his or her security clearance eligibility. Adverse decision affirmed.

02/06/2012

For several years, Applicant, a licensed attorney in private law practice, lived beyond his means. He acquired many consumer debts, which became delinquent, and, in addition, several federal tax liens were filed against him. In order to maintain his lifestyle and pay his delinquent debts, Applicant acquired funds through deceptive and illegal practices. While he stated in his Answer to the Statement of Reasons that he was paying his consumer debts, Applicant failed to provide documentation to corroborate his statements. While he provided documentation to show payment on his federal tax liens through December 2010, he failed to provide documentation to corroborate payments after December 2010. Applicant failed to mitigate security concerns under the financial considerations and personal conduct adjudicative guidelines and the whole-person concept. Eligibility for a security clearance is denied. CASE NO: 09-07448.h1

02/03/2012

Applicant's failure to deal responsibly with his debts, or to corroborate the claimed status of his delinquent accounts, renders him an unsuitable candidate for access to classified information. Clearance denied.

02/03/2012

Applicant was born in Pakistan, and came to the United States in 1994 at age 13. He and his parents are naturalized U.S. citizens. His wife is a citizen of Pakistan residing with him in the United States. Her mother, father, sisters, and brothers are citizens and residents of Pakistan. Applicant has mitigated the trustworthiness concerns based on foreign influence. Eligibility for a public trust position is granted. CASE NO: 11-03459.h1

02/03/2012

Applicant mitigated the security concerns raised by his financial difficulties by obtaining employment that allowed him to resolve 13 of the 16 SOR debts by the time of his response to the FORM, and which left him positioned to pay the remaining three debts by the end of 2011. Clearance granted.

02/03/2012

Applicant asserts, with documentary support, that he took all steps to ensure that the documents attached to his appeal brief were timely submitted to the Judge, but the documents did not make it into the record. We remand the case to the Judge to consider the documents and to issue a new decision. Adverse decision remanded.

02/03/2012

The section Applicant cites from the summary of interview was a summary of Applicant’s statement to the interviewer. It was not the interviewer’s opinion of Applicant. Adverse decision affirmed.

02/03/2012

Applicant was discharged of his debts in 2002, but recently accrued numerous additional debts, most of which remain unpaid. Applicant did not corroborate various claims of payment arrangements, and he did not begin addressing his delinquencies until after the Government issued the SOR. Applicant's request for a security clearance is denied. CASE NO: 10-07119.h1

02/03/2012

The Appeal Board’s authority is limited. Adverse decision affirmed.

02/03/2012

Applicant has not rebutted the presumption that the Judge considered all the record evidence. Adverse decision affirmed.

02/02/2012

Applicant did not mitigate the financial considerations security concerns. Eligibility for access to classified information is denied. CASE NO: 10-11158.h1

02/02/2012

Applicant works for a defense contractor. She has 11 delinquent debts totaling $31,911. Applicant’s financial problems have been ongoing since 2004. She admitted she was financially ignorant. Applicant has now resolved all but two debts by payments, settlement, or installment payment agreements. The maximum delinquent debts on the SOR possibly not paid are $263. Applicant mitigated the financial considerations security concerns. Eligibility for a clearance is granted. CASE NO: 10-10690.h1

02/02/2012

Applicant illegally used drugs from 1985 until December 2009. He used drugs after he was employed by a government contractor in December 2006, and after he was granted a security clearance. Moreover, he deliberately falsified his security clearance application (SCA) when he failed to disclose his illegal marijuana use during the seven years preceding his SCA. Clearance is denied. CASE NO: 10-10121.h1

02/01/2012

Security concerns are raised under the guidelines for Personal Conduct and Foreign Influence. The allegations pertain to Applicant’s Columbian citizenship; her associations with her siblings who are citizens of Columbia; and Applicant’s falsification and poor judgment with respect to her sister who resides in the United States illegally. Foreign Preference concerns were not established. Clearance is denied. CASE NO: 10-07937.h1

02/01/2012

Although the events causing his financial problems were beyond his control, Applicant has over $197,000 in unresolved federal tax liens. Clearance is denied. CASE NO. 10-04060.h1

02/01/2012

Applicant has addressed all of the alleged past due debts through the protection of a Chapter 7 Bankruptcy, but he was less than candid with the Government as to their existence when he executed his e-QIP. Clearance is denied. CASE NO: 09-08360.h1

02/01/2012

Applicant mitigated the financial considerations and information technology security concerns, but failed to mitigate the personal conduct security concern. Clearance is denied. CASE NO:07-16653.h1

01/31/2012

Applicant's uncle in Afghanistan is a high ranking official in the Afghan government. She has not seen him in 12 years. Applicant's immediate family are U.S. citizens and reside in the United States. Applicant is a naturalized citizen, who has lived in the United States since 1979. She is a linguist working in Afghanistan for the U.S. military. She has mitigated the foreign influence security concern. Eligibility for a security clearance is granted. CASE NO: 11-06774.h1

01/31/2012

Applicant, a naturalized U.S. citizen, was granted asylum in 1982 after escaping his native Vietnam. His mother, sisters, extended family members, and friends are citizens and residents of that country. Having spent his adult life in the United States, Applicant has developed such significant relationships and financial interests that he can be expected to resolve any conflict of interest in favor of the United States. Clearance is granted. CASE NO. 11-04413.h1

01/31/2012

Applicant has mitigated the security concerns under the foreign influence guideline. Applicant is a naturalized citizen of the United States. He has a U.S. wife and children who reside with him in the United States. The Government conceded that his native country, Mauritania, does not pose a heightened risk. Applicant's mother, brothers and sisters, and an adult child live in Mauritania. As to any potential conflict of interest, Applicant would resolve the issue in favor of the United States due to his family and professional ties. Clearance is granted. CASE NO:11-03879.h1

01/31/2012

Applicant is long-term illegal drug user who twice failed his rehabilitation efforts. He used marijuana while working for a defense contractor. He used marijuana after he was served with the SOR and weeks before his security clearance hearing. He is living with his illegal drug provider and he continues to associate with illegal drug-using friends, including his girlfriend. His recent behavior casts serious doubt on his reliability, judgment, and ability to comply with the law. Clearance is denied. CASE NO: 11-03405.h1

01/31/2012

Applicant has paid $3,200 on the more than $18,000 in charged-off and collection accounts she had owed. It is her intent to obtain employment so that she can pay her remaining debts and make a better life for herself and her children. She has made progress on addressing her debts and has a job offer that would allow her to pay the remaining debt. Applicant has rebutted or mitigated financial considerations security concerns. Clearance is granted. CASE NO: 11-01992.h1

01/31/2012

The SOR alleges that Applicant owes approximately $63,500 in delinquent debt to 15 creditors. Applicant’s delinquent debt resulted from events beyond her control. She is currently participating in a student loan rehabilitation program and has resolved the delinquent accounts with her remaining 14 creditors. Clearance is granted. CASE NO. 11-00713.h1

01/31/2012

Applicant is a 31-year-old employee of a defense contractor. He had periods of unemployment and underemployment after he was honorably discharged from the military in 2005. He has his finances back in order and has a plan to address his delinquent debts. Financial considerations security concerns are mitigated. Clearance is granted. CASE NO: 11-00539.h1

01/31/2012

Applicant failed to mitigate the Financial Considerations concern. He owes over $21,000 on four judgments and two other past-due debts that date back several years. He recently started to address his overdue debts, but it is too early to say that his financial situation is under control. Clearance is denied. CASE NO: 10-10384.h1

01/31/2012

Applicant owes more than $27,000 in defaulted student loans. His mother was initially paying the loans, but since 2003, they have become delinquent. Despite being aware of them since at least 2006, and earning a good salary since 2008, he did not begin paying on the loans until a few months before the hearing. Applicant also failed to disclose any financial issues on his 2010 security clearance application. Clearance is denied. CASE NO: 10-09735.h1

01/31/2012

For several years, Applicant could not keep up with his debts. His situation has changed: he no longer owes child support, and his income has improved significantly. He has adhered to a strict budget since 2010, all his current bills are paid timely, and he has hired a credit repair company, which has succeeded in having inaccuracies deleted from his credit report. He has paid numerous debts in the past year and a half, including two in the SOR. He is working on resolving the largest debt, a mortgage loan. He has made good-faith efforts to resolve his debts. Clearance is granted. CASE NO: 10-05272.h1

01/31/2012

Applicant has had financial problems since at least December 2001. He answered all the financial questions on his security clearance application in the negative, but he disclosed his delinquent home mortgage. He has paid or made payment agreements for some of his delinquent debts, but his financial situation is still precarious, and he has not yet established a track record of compliance with his payment agreements. He refuted the allegation that he intentionally failed to disclose his delinquent debts on his security clearance application, but he has not mitigated the security concerns raised by his financial problems. Clearance is denied. CASE NO: 10-04675.h1

01/31/2012

Applicant, a naturalized U.S. citizen, maintains dual citizenship with Russia. Concerned about the repercussions to himself and his family members who still reside in Russia, he is unwilling to surrender his Russian passport or renounce his Russian citizenship. Clearance is denied. CASE NO. 09-08047.h1

01/31/2012

Applicant is a 54-year-old employee of a defense contractor. He was financially secure before a series of illnesses and deaths in his family. He has his finances back in order and has a plan to address his delinquent debts. Financial considerations security concerns are mitigated. Clearance is granted. CASE NO: 09-07587.h1

01/30/2012

Applicant has delinquent debt totaling approximately $37,000. He has not paid any of his delinquent debts, nor did he submit information concerning a repayment plan. He has a felony conviction from 2005 and is still on probation. He has a conviction from 2007 for theft. He has not provided any information concerning his rehabilitation. I have doubts about his trustworthiness. Eligibility for a security clearance is denied. CASE NO: 10-10419.h1

01/30/2012

Applicant's failure to file state and Federal income tax returns as required from 2002 to 2009, and his unreasonable failure to sign an IRS release for tax records in April 2010, render him an unsuitable candidate for access to classified information. Clearance denied.

01/27/2012

Applicant did not mitigate the Financial Considerations security concerns. Eligibility for access to classified information is denied. CASE NO: 11-03370.h1

01/27/2012

Applicant primary residence and four investment properties went to either foreclosure or short sale. The majority of the debt on the properties has been released or cancelled. However, a security concern remains as to additional delinquent obligations, totaling in excess of $73,000. Applicant has failed to rebut or mitigate the security concerns under financial considerations. Clearance is denied. CASE NO: 11-03300.h1

01/27/2012

Applicant is a 57-year-old employee of a federal contractor. The evidence shows that Applicant is a dual citizen of the United States and Poland. He left Poland in 1981, and was subsequently granted political asylum and allowed to immigrate to the United States. He became a naturalized U.S. citizen in 1992. He has been continuously employed since at least 1983, and he has worked for the same company since 1986. He obtained a Polish passport in 2000, and he used it to facilitate a purchase of a house in Poland in 2003. He made the purchase to provide rent-free housing for his unemployed brother, although Applicant stays in the house when he travels to Poland to visit his elderly mother. His Polish passport was destroyed in October 2010, he does not intend to obtain another, and he has expressed a willingness to renounce dual citizenship. He also has a bank account in Poland with a modest balance that he uses when he is in Poland. There is sufficient evidence to explain, extenuate, or mitigate foreign preference security concerns. Clearance is granted. CASE NO: 11-02650.h1

01/27/2012

Applicant is a 42-year-old employee of a defense contractor. He did not provide sufficient evidence to mitigate the security concerns raised by his history of delinquent debts. Clearance is denied. CASE NO: 11-01455.h2

01/27/2012

There is no right to reconsideration. Motion denied. Adverse decision affirmed.

01/27/2012

Applicant’s unresolved financial delinquencies totaled approximately $65,655. He had no plan in place to resolve his delinquent debts. Applicant failed to mitigate security concerns resulting from his financial delinquencies. Clearance is denied. CASE NO: 10-09907. h1

01/27/2012

Applicant’s statement of reasons (SOR) alleges eight delinquent debts, totaling $19,288. Applicant’s financial problems were caused by his two divorces, and over three years of unemployment or underemployment. Before he became unemployed, his debts were paid, and he showed he was financially responsible. Once he secured employment in 2011, he showed excellent self-discipline and good judgment by paying about $7,000 to his SOR creditors. Financial considerations concerns are mitigated. Eligibility for access to classified information is granted. CASE NO: 10-09607.h1

01/27/2012

Although pro se applicants cannot be expected to act like lawyers, they are expected to take timely, reasonable steps to protect their rights under the Directive. Adverse decision affirmed.

01/27/2012

Applicant had four debts -- a home foreclosure with a balance of $246,000 and three small consumer debts. He paid the three consumer debts. However, after making a good-faith attempt to settle with his lender over deceptive refinancing and foreclosure practices, Applicant retained counsel to pursue his dispute with his lender. Results of this dispute are pending. Eligibility for access to classified information is granted. CASE NO: 10-06392.h1

01/27/2012

Applicant served in the military for 9 years, and held a security clearance without incident for 25 years. He believes he was unjustly terminated from a position. When he completed a security clearance application in 2009, he listed “laid off” instead of terminated. Applicant has informed his supervisors, FSOs, coworkers, and his wife of his action. He has not engaged in similar activity in the past three years. His superiors indicate he has been a trusted and reliable worker and has performed at a high level in his current job. Given his long history without security violations, his sincere remorse, and the serious consequences that have resulted from his action, he is unlikely to engage in such conduct in the future. Clearance is granted. CASE NO: 10-03886.h1

01/27/2012

Applicant had three debts consisting of a state tax lien in the amount of $45,038, a cell phone bill in the amount of $1,550, and former home owner’s insurance company bill in the amount of $174. He successfully disputed the tax lien demonstrating that it was issued in error, he settled and paid his cell phone bill for a lesser amount, and he paid his former home owner’s insurance company bill in full. Eligibility for access to classified information is granted. CASE NO: 10-00793.h1

01/27/2012

Between 1991 and 1993, Applicant was found guilty of six offenses that resulted in him being sent to prison. Since his release from prison, he has been gainfully employed. When he completed a security clearance questionnaire, he listed some of his convictions, including the most serious and recent criminal conduct, but not all of his convictions. His five delinquent accounts have been paid. Applicant has rebutted or mitigated the security concerns under criminal conduct, personal conduct, and financial considerations. Clearance is granted. CASE NO: 09-03022.h1

01/27/2012

Applicant mitigated the Foreign Influence concern raised by his familial ties to Pakistan. He has been working as a Government contractor in Afghanistan for nearly seven years. His efforts have directly saved the lives of U.S. and NATO troops. He has come under enemy fire, and he continues to place his life at risk in support of the vital U.S. national security interests in Afghanistan. Clearance is granted. CASE NO: 08-06795.h1

01/26/2012

Applicant did not mitigate security concerns related to her illegal drug abuse while possessing a security clearance. Clearance is denied. CASE NO: 11-03507.h1

01/26/2012

Applicant failed to timely file Federal tax returns for the years 2005, 2006, 2007, 2008, and 2009. He very recently paid his tax obligations for 2005 and 2006, but has not established a repayment plan for the remaining tax years. He also failed to pay a debt that has been delinquent since 2007. He deliberately falsified his Security Clearance Application by failing to disclose that he had not filed his 2007, 2008, or 2009 Federal tax returns or paid outstanding taxes, which constituted a violation of federal law. He failed to mitigate the security concerns raised under Guidelines F and E. Clearance is denied.

01/26/2012

Applicant is in contact with two siblings in Taiwan a few times per year. He has been in the United States since 1986. He is a U.S. citizen, and his wife is a lawful permanent resident of the United States. He owns a home in the United States and has substantial investments here. His ties in the United States are more significant than his ties to Taiwan. Applicant possessed a foreign passport and used it to travel to Taiwan, after he had become a U.S. citizen, unaware that doing so posed a security concern. He has surrendered his passport to his security officer. Clearance is granted. CASE NO: 11-00481.h1

01/26/2012

Applicant violated a trust by misappropriating funds from an employee golf association. Adverse decision affirmed

01/26/2012

Applicant had three debts stemming from a home foreclosure – a mortgage, a home equity line of credit, and home owner’s association dues. The foreclosure proceeds have satisfied the mortgage and Applicant has paid the home owner’s association dues. Although Applicant is not obligated to repay the home equity line of credit under applicable state law, he is nonetheless actively negotiating a settlement with the creditor. Applicant’s documented efforts to remain in contact with his creditors demonstrate his good-faith during the entire process. Eligibility for access to classified information is granted. CASE NO: 10-09069.h1

01/26/2012

Applicant had two debts consisting of a first and second mortgage on his home. He fell behind on his payments following an expensive separation and pending divorce. He actively tried to avoid foreclosure; however, he did not have the income to pay his estranged wife spousal and child support as well as attorney fees. With his lender’s approval, he sold his home as a short sale and was released from further financial obligation. Eligibility for access to classified information is granted. CASE NO: 10-09061.h1

01/26/2012

Applicant’s personal conduct and use of alcohol after being evaluated as alcohol dependent raised security concerns that he failed to mitigate. Clearance is denied. CASE NO: 10-01935.h1

01/26/2012

Applicant has mitigated the Financial Considerations security concerns by satisfying all but one delinquent account. Eligibility for access to classified information is granted. CASE NO:10-01657.h1

01/26/2012

Applicant is a 50-year-old employee of a defense contractor. He did not provide sufficient evidence to mitigate the security concerns raised by his history of delinquent debts. Clearance is denied. CASE NO: 10-00949.h1

01/26/2012

The record contained sufficient evidence to support the Judge’s finding that Applicant was not truthful. Adverse decision affirmed.

01/25/2012

Applicant has three unpaid tax liens entered against her totaling more than $24,000, and five delinquent charged-off or collection accounts totaling approximately $6,000. The delinquent accounts remain unpaid. Applicant has failed to rebut or mitigate the financial considerations security concerns. Clearance is denied. CASE NO: 11-03486.h1

01/25/2012

Applicant’s sporadic marijuana use between about 1986 and July 2010 showed poor judgment and raised security concerns. Drug involvement concerns are not mitigated; however, personal conduct concerns relating to a misdemeanor-level arrest in the early 1990s are mitigated. Eligibility for access to classified information is denied. CASE NO: 11-00017.h1

01/25/2012

The passage of time and Applicant's decades-long track record of properly handling protected information mitigated whatever security concerns were raised by his accessing his program manager's emails—access which was only identified as mistakenly granted well after the fact. Clearance granted.

01/25/2012

Applicant has one unpaid tax debt and fourteen collection and charged-off accounts totaling approximately $27,000. He hopes to obtain a clearance so he can obtain employment and pay his past-due obligations. He has been unemployed since being injured in and discharged from the U.S. Army. Following the hearing, he paid $320 on his debts. Applicant has failed to rebut or mitigate the security concerns under financial considerations. Clearance is denied. CASE NO: 10-09329.h1

01/25/2012

Applicant has addressed all of the alleged past due debts through settlement and payment. Clearance is granted. CASE NO: 10-08719.h1

01/25/2012

Applicant’s step-mother and half-sister are citizens and residents of Lebanon. There is more than $71,000 of delinquent indebtedness in his name, which remains unpaid. Applicant has failed to rebut or mitigate the security concerns under foreign influence and financial considerations. Clearance is denied. CASE NO: 10-03125.h1

01/24/2012

Applicant is a 67-year-old employee of a defense contractor. She did not provide sufficient evidence to mitigate the security concerns arising from her delinquent mortgages. Clearance is denied. CASE NO: 11-06407.h1

01/24/2012

Applicant, a native-born U.S. citizen and the grandson of an Irish citizen, acquired dual citizenship with Ireland because he wanted to feel closer to the land of his ancestors. He possesses an Irish passport, which he will not destroy, surrender to a cognizant security authority, or otherwise invalidate. Applicant has failed to mitigate foreign preference security concerns. Eligibility for a security clearance is denied. CASE NO: 11-05267.h1

01/24/2012

Applicant is a 46-year-old employee of a federal contractor. The evidence shows Applicant has a history of financial problems or difficulties that are currently unresolved. Applicant failed to present sufficient evidence to overcome the security concerns. Clearance is denied. CASE NO: 11-02971.h1

01/24/2012

Applicant is a dual citizen by birth from Brazil who retains both Brazilian citizenship and a Brazilian passport. Applicant claims a need to retain his Brazilian passport and citizenship to access and exit Brazil and declined to surrender his Brazilian passport and renounce his Brazilian citizenship. Foreign preference concerns are not mitigated . Additional security concerns relate to Applicant's immediate family members who are citizens and residents of Brazil. Brazil has strong bilateral relations with the U.S., a good human rights record, and demonstrated respect for the rule of law in U.S. trade and commercial relations. Any heightened risk concerns over potential pressure or coercion, by virtue of his family members having citizenship and resident status in Brazil, are mitigated. Clearance is denied. CASE NO: 11-02652h.1

01/24/2012

Applicant is 29 years old and is employed by a defense contractor. Applicant mitigated the personal conduct security concerns that he pretended to be a Central Intelligence Agency employee while in college and told a former girlfriend that because of this employment if they did not reconcile someone could be hurt. Clearance is granted. CASE NO: 11-02291.h1

01/24/2012

Applicant failed to mitigate security concerns under Guideline F, Financial Considerations. Eligibility for a security clearance is denied. CASE NO: 10-09305.h1

01/24/2012

Applicant dropped out of high school and became involved with methamphetamines through her boyfriends and husbands. She stopped her drug use for two years then returned to using methamphetamines for about a year. The police arrested her and charged her with drug use in 2004. The court sentenced her to prison. She served nearly four years in prison. During this time, she learned to make good decisions about her life. Since her release from prison in September 2008, she has remained drug free and has not been arrested. She no longer associates with drug users, including her brother. She barred her daughter from her home because her daughter is using marijuana and now has full custody of her granddaughter. Her supervisor and manager recommend her for a clearance, despite her past conduct. Based on all the evidence of record, she has mitigated the government's security concern about her drug involvement and criminal conduct. Clearance is granted. CASE NO: 10-09055.h1

01/24/2012

Applicant, born in Iran in 1948, has been a resident of the United States since 1975, and a citizen of the U.S. since 1998. His wife, daughter and two stepchildren are United States residents and citizens, and Applicant and his wife plan to reside in the United States for the rest of their lives. His Iranian passport was only obtained to see his mother one last time before she died, and he has had it destroyed. Applicant has significant assets in the United States and no assets outside of the United States. His siblings in Iran are elderly, retired, never worked for the Government of Iran, and Applicant has limited contact with them. Mitigation has been shown. Clearance is granted.

01/24/2012

Applicant, with an income of $100,000 a year, purchased property valued at $2,019,800 on loans of $1,959,417. When the market fell dramatically, he had no ability to resolve the problem outside of giving up all of the properties. At this time, he still owes $641,000, and it is not clear what his tax liability will be for the loans that were defaulted or resolved in short sale. Finally, Applicant stated his intention to continue this investing in the future, albeit not as aggressively. Mitigation has not been shown. Clearance is denied.

01/24/2012

Applicant accumulated delinquent debts, most of which he admitted. His proven debts have not been paid or resolved to date. Applicant's finances are not stabilized enough at this time to mitigate security concerns. Clearance is denied. CASE NO: 10-01656h.1

01/23/2012

Applicant has provided evidence that two attachments he submitted to his response to the SOR were not made part of the record. Adverse decision remanded.

01/23/2012

Although the Judge found for Applicant under Guideline E, he reasonably explained why the mitigating evidence was insufficient to overcome the security concerns under Guideline H. Adverse decision affirmed.

01/20/2012

Applicant is 46 years old. He purchased a home and financed it with two mortgages. The home depreciated and he made a decision to default on the loans. Applicant failed to mitigate the security concerns under Guideline F, Financial Considerations. Clearance is denied. CASE NO: 11-02128.h1

01/20/2012

During a six-year period of underemployment, Applicant incurred $44,481 in delinquent debt to four creditors and lost a rental property to foreclosure. He has demonstrated a track record of debt repayment and a willingness to resolve his delinquent debts. Furthermore, the unresolved delinquent debts do not increase Applicant potential vulnerability to exploitation, coercion, or duress. Clearance is granted. CASE NO. 11-00927.h1

01/20/2012

Applicant illegally possessed and used marijuana three times between August 2009 and November 2009, while working for a government contractor and holding a security clearance. I find that not enough time has passed to establish that Applicant’s use of drugs is unlikely to recur. His recent behavior casts doubt on his reliability, judgment, and ability to comply with the law. Clearance is denied. CASE NO: 11-00548.h1

01/20/2012

Applicant’s SOR alleged seven debts that included two Internal Revenue Service liens, and five consumer debts. He incurred these debts after he was laid off from two consecutive high paying jobs. These unexpected income shortfalls led to Applicant’s debts. He has paid or otherwise resolved six of the seven debts alleged. For the remaining debt, Applicant is making a good-faith attempt to settle with this creditor. Eligibility for access to classified information is granted. CASE NO: 11-00014.h1

01/20/2012

Applicant is 25 years old. Applicant used marijuana from 2001 to 2004 and September 2007 to May 2010, with varying frequency. He purchased marijuana with varying frequency from September 2007 to February 2007. He used marijuana after he was granted a Secret security clearance. Applicant intentionally failed to disclose any of his illegal drug use on a March 2009 security clearance application. He failed to disclose the full extent of his drug use on his April 2010 security clearance application. He provided false information to a government investigator. Applicant failed to mitigate the security concerns under Guideline H, Drug Involvement, and Guideline E, Personal Conduct. Clearance is denied. CASE NO: 10-07075.h1

01/20/2012

Applicant became a naturalized U.S. citizen in 1996. She acquired a Taiwanese passport in 2008. On her security clearance application, she claimed dual citizenship with Taiwan. She would like to retain her Taiwanese citizenship in case she and her husband move to Taiwan when they retire. Applicant’s mother, mother-in-law, and four siblings are citizens and residents of Taiwan. Applicant travels to Taiwan about once a year to visit her family there. Since 2003, she has also traveled five times to the People’s Republic of China (PRC). Applicant failed to mitigate security concerns under Adjudicative Guidelines B and C. Clearance is denied. CASE NO: 10-06824. h1

01/20/2012

Applicant mitigated some offenses committed in the early 1990’s, but failed to mitigate five shoplifting or attempted shoplifting offenses and three falsification offenses. Criminal Conduct and Personnel Conduct security concerns remain. Clearance is denied. CASE NO: 10-04220.h1

01/20/2012

Applicant mitigated all the security concerns under both Guideline K and Guideline E. Eligibility for access to classified information is granted. CASE NO: 10-01852.h1

01/20/2012

Applicant failed to mitigate security concerns arising from her drug use, criminal conduct, personal conduct, and financial delinquencies. Clearance is denied. CASE NO: 09-07319.h1

01/19/2012

Applicant incurred substantial delinquent debts, including a second mortgage that remains outstanding after foreclosure on his home, a loan for a repossessed car, and several smaller collection accounts. For several years he has been financially dependent on his brother and without a source of steady income. He failed to mitigate resulting security concerns. Eligibility for access to classified information is denied. CASE NO: 11-01355.h1

01/19/2012

Applicant failed to pay federal payroll taxes and acquired significant debt. His wife’s illness, divorce, and small earnings contributed to his inability to pay his debts. Since 2008, he has taken action to resolve his debts, established a record of financial responsibility, and demonstrated that his financial problems are being resolved. He now understands what is required of him to be eligible for a security clearance. Clearance is granted. CASE NO: 10-10859.h1

01/18/2012

Applicant is 44 years old. He filed for Chapter 7 bankruptcy in 1997 and had $45,000 of consumer debt discharged. In 2007, he filed for Chapter 13 bankruptcy. Under the bankruptcy he is paying the first mortgage on his house. He has approximately $132,000 in unsecured claims. Applicant failed to show he has a consistent track record of fiscal responsibility. Applicant has relatives that live in the Philippines. He mitigated the Foreign Influence security concerns under Guideline B, but failed to mitigate the Financial Considerations security concerns under Guideline F. Clearance is denied. CASE NO: 11-02187.h1

01/18/2012

Applicant’s decision to build a new home caused him to become financially over-extended. He failed to mitigate the concerns raised under Financial Considerations because of his unresolved delinquent accounts. Clearance is denied. CASE NO: 11-00691.h1

01/18/2012

Applicant has mitigated the security concerns under the foreign influence guideline. He was born in the United States of Iranian parents. He was raised by his paternal family. He has never traveled to Iran. His mother now lives in Iran after receiving a green card In 2007 and not assimilating in the United States. He has no contact with his grandfather, aunt, or cousins. CASE NO:10-10760.h1

01/17/2012

Applicant's financial difficulties occurred primarily because her husband accumulated significant debt and failed to make the required payments, but did not inform her. She has acted responsibly by resolving some of her overdue debts and attempting to resolve her other debts. Mitigation has been shown. Clearance is granted.

01/17/2012

Appeal Board cannot consider new evidence. Record discloses no reason to believe that Applicant was denied his right to present evidence. Adverse decision affirmed. CASE NO: 11-00125.a1

01/17/2012

The Applicant's two time usage of marijuana occurred more than two years ago, and he has signed a Statement of Intent eschewing any future usage. Clearance is granted. CASE NO: 10-10606.h1

01/17/2012

Applicant used marijuana infrequently from 2000 until December 2009. He credibly testified and submitted a sworn personal statement, stating that he did not intend to use any illegal substance in the future. Mitigation has been shown. Clearance is granted.

01/13/2012

Applicant had seven debts, four of those debts consisted of $6,000 in consumer debt. One of those consumer debts was listed twice and was a duplicate. The remaining two debts stem from a first and second mortgage that appears to have been satisfied by the proceeds from a foreclosure sale. Applicant has produced a budget that demonstrates that she is living within her means and is current on her monthly expenses. In short, she is well on the road to a full financial recovery following her separation and divorce. Eligibility for access to classified information is granted. CASE NO: 11-05721.h1

01/13/2012

Applicant is 22 years old. He was arrested twice for driving under the influence of alcohol. One charge was reduced to reckless endangerment, and the other was deferred based on his completion of court-mandated requirements. He is required to complete a two-year intensive alcohol treatment program. Applicant is still completing the program. He used marijuana beginning in high school and escalating to daily use until he began his alcohol treatment program in August 2010. Applicant intentionally failed to honestly disclose the extent of his illegal drug use on his security clearance application. Applicant failed to mitigate the security concerns under Guideline G, Alcohol Consumption, Guideline H, Drug Involvement, and Guideline E, Personal Conduct. Clearance is denied. CASE NO: 11-03655.h1

01/13/2012

Applicant failed to mitigate the financial considerations and personal conduct security concerns generated by his delinquent debt and his failure to disclose it, as required, on his security clearance application. Clearance is denied. CASE NO: 10-08632.h1

01/13/2012

Applicant was arrested for driving under the influence in October 2004, December 2006, and November 2009, and convicted after each arrest. After his last conviction, he completed a 60-day inpatient program, and he has abstained from alcohol since his November 2009 arrest. Clearance is granted. CASE NO: 10-08305.h1

01/13/2012

Applicant is a 61-year-old employee of a federal contractor. The evidence shows Applicant has a history of financial problems or difficulties because he overextended himself via a real estate investment venture that failed. He is now seeking to obtain a discharge of nearly $900,000 in liabilities through a Chapter 7 bankruptcy case, which is pending in bankruptcy court. It is too soon to tell if or when he will resolve his financial problems. Applicant failed to present sufficient evidence to overcome the security concerns stemming from his problematic financial history. Clearance is denied. CASE NO: 10-07544.h1

01/12/2012

Applicant used marijuana, at times frequently, when he was in college and for about 18 months after he graduated. He occasionally purchased small amounts of marijuana for his personal use during that time. In the past 18 months, Applicant has abstained from any illegal drug use, he has changed his personal and professional circumstances for the better, and he sufficiently demonstrated an intent not to use drugs in the future. Based upon a review of the pleadings and exhibits, Applicant's request for a security clearance is granted. CASE NO: 11-05259.h1

01/12/2012

A party’s disagreement with the Judge’s weighing of the evidence, or an ability to argue for a different interpretation of the evidence, is not sufficient to demonstrate harmful error. Adverse decision affirmed.

01/12/2012

Applicant is a 28-year-old employee of a federal contractor. The evidence shows Applicant gave a deliberately false answer in response to a question, posed in an October 2010 security clearance application, about illegal drug use. His answer disclosed a single use of marijuana in September 2001, when the evidence shows his illegal drug use during the relevant period was more recent, frequent, and extensive. His explanation that his incorrect answer was due to oversight is not credible. He failed to present sufficient evidence to overcome the security concerns stemming from his deliberate falsification. Clearance is denied. CASE NO: 11-00221.h1

01/12/2012

Applicant admitted the allegations in the SOR. Accordingly, these allegations were not controverted. The Judge’s material findings of security concern were supported by substantial record evidence. Applicant failed to rebut the presumption that the Judge considered all of the record evidence. Adverse decision affirmed. CASE NO: 10-10045.a1

01/12/2012

The Statement of Reasons alleges delinquent federal tax debts amounting to more than $100,000 for tax years from 1993 to 2010, with a few exceptions. Several federal tax liens have been filed, as well as a state tax lien for unpaid state income tax. Applicant made inconsistent efforts regarding his tax debts using professional tax experts, but no progress has been made for the past 18 years. He has not set up payment plans, or shown a track record of meeting his financial obligations. He deliberately failed to disclose his tax liens or his unpaid income taxes on his security clearance application. Clearance is denied. CASE NO: 10-09773.h1

01/12/2012

The Board may not consider new evidence on appeal. Adverse decision affirmed.

01/12/2012

The Appeal Board does not review a case de novo. Adverse decision affirmed.

01/12/2012

Applicant used marijuana while holding a security clearance and intentionally failed to disclose her marijuana use in response to interrogatories. Her credit reports reflect three delinquent debts totaling about $15,489. Clearance is denied. CASE NO: 10-01679.h1

01/11/2012

Applicant illegally possessed and used marijuana, with varying frequency, between 1981 (age 16) and October 2010 (age 45). From 1998 until October 2010, she acquired marijuana from her cohabitant, and smoked the marijuana at home. Applicant used marijuana while working for a government contractor. She lives with her marijuana provider. Clearance is denied. CASE NO: 11-04578.h1

01/11/2012

Applicant acquired a significant delinquent debt because of his immaturity and financial irresponsibility. Notwithstanding, he recently made efforts to resolve his debt, established a level of financial responsibility, and demonstrated that his financial problems are being resolved. He now understands what is required of him to be eligible for a security clearance. Clearance is granted. CASE NO: 11-03175.h1

01/11/2012

Applicant with continuous and recurrent marijuana use and purchases to meet his personal needs fails to mitigate security concerns under both the drug guideline. More time is needed to facilitate safe predictive judgments about his ability to avoid any recurrent use. Clearance is denied.

01/11/2012

Applicant is 49 years old and used drugs from 1977 until about March 2008. She has stopped using drugs at times, and most recently, when she has been faced with workplace drug testing. Applicant still associates with a lifelong friend who uses illegal drugs. Clearance denied. CASE NO: 10-04637.h1

01/10/2012

Applicant has eight debts totaling $67,732. He incurred those debts after his wife was suddenly laid off and lost her annual income of $84,000. This unexpected shortfall led to Applicant’s debts. Applicant has established a viable plan to repay his creditors and is making satisfactory progress towards repayment. Additionally, Applicant and his wife have since secured high paying jobs that will restore or surpass their original income status. Eligibility for access to classified information is granted. CASE NO: 11-05283.h1

01/10/2012

Applicant was born in Iraq and lived there until 1991. He returned to Iraq from May 2003 to April 2005, from December 2005 to 2007, and from December 2009 to February 2010. In the summer of 2007, Applicant married an Iraqi citizen and resident. For about 15 months after their marriage, she lived in the United States, and then she lived in Iraq from March 2009 to February 2010. He is close to his mother and brother, who are living in Iraq. His spouse is close to her father, who is disabled and receives an Iraqi Government pension. Although he voted in an Iraqi election, this was an isolated action that he believed was encouraged by the U.S. Government. Foreign preference concerns are mitigated; however, foreign influence security concerns are not fully mitigated. Eligibility for access to classified information is denied. CASE NO: 11-02203.h1

01/10/2012

Applicant is a 51-year-old employee of a defense contractor. He was alleged to be indebted to eight creditors in the approximate amount of $782,387, which included three defaulted mortgages. Applicant mitigated the Financial Considerations security concerns by acting responsibly with respect to all of his debts. All but one debt was satisfied or is listed as current. The remaining debt was successfully disputed. Eligibility for access to classified information is granted. CASE NO: 11-01073.h1

01/10/2012

Applicant used marijuana regularly in high school and college, but he did not disclose his marijuana use on his security clearance application. He was arrested for driving under the influence in March 2010, and he used marijuana in July 2010, after he submitted his security clearance application. Clearance is denied. CASE NO: 11-00408.h1

01/10/2012

Applicant, who is now 33 years old, began consuming alcohol at age 14, and she has received treatment for mental-health issues since she was 17. In 2008, she was diagnosed as alcohol dependent and suffering from cocaine abuse. She used marijuana after being granted a security clearance in 1997. She was not candid in reporting her mental-health treatments or her drug use on her security clearance applications. Her lack of candor raises concerns about her judgment, reliability, and trustworthiness. She failed to mitigate security concerns under the alcohol consumption, drug involvement, and personal conduct adjudicative guidelines. Clearance is denied. CASE NO: 10-10821.h1

01/09/2012

Applicant used marijuana from about 2006 to mid-2010. He was charged with Possession of Marijuana in May 2009. He has not used marijuana since obtaining his current employment in June 2010. He no longer associates with drug users and signed a Statement of Intent to abstain from illegal drugs in the future. He has mitigated the drug involvement security concerns. He inaccurately listed the duration of his marijuana use in his Electronic Questionnaire for Investigation Processing because he misunderstood the question. The falsification allegation was concluded for Applicant. Eligibility for access to classified information is granted. CASE NO: 11-03952.h1

01/09/2012

Applicant mitigated Criminal Conduct security concerns. Eligibility for access to classified information is granted. CASE NO: 11-02171.h1

01/09/2012

Applicant is a 37-year-old employee of a federal contractor. The evidence shows Applicant has a history of financial problems or difficulties consisting of 20 delinquent accounts for more than $20,000. He did not present documentary evidence showing that he paid, settled, disputed, reduced the balance owed, or otherwise resolved any of the debts. He does not have a realistic plan in place to resolve the debts. Applicant failed to present sufficient evidence to overcome the security concerns stemming from his problematic financial history. Clearance is denied. CASE NO: 11-01473.h1

01/09/2012

Applicant illegally possessed and used marijuana from December 2009 until May 2010, while working for a government contractor and holding a secret security clearance. I find that not enough time has passed to establish that Applicant’s use of drugs is unlikely to recur. His recent behavior casts doubt on his reliability and judgment. Clearance is denied. CASE NO: 10-09636.h1

01/09/2012

Applicant intentionally failed to disclose his history of marijuana use on several security clearance applications. Clearance is denied. CASE NO: 10-05756.h1

01/09/2012

Applicant is a 45-year-old employee of a defense contractor. He has a long history of questionable behavior, including illegal drug use, criminal conduct, and dishonesty. Applicant mitigated sexual behavior security concerns, but he has not mitigated criminal conduct, drug involvement, and personal conduct security concerns. Clearance is denied. CASE NO: 09-01988.h1

01/06/2012

The Judge’s challenged finding is consistent with the record viewed in its entirety. Adverse decision affirmed.

01/06/2012

Criminal conduct and personal conduct security concerns raised by Applicant’s criminal charges in 1981 and 1987 were mitigated. Furthermore, Applicant did not deliberately falsify his Electronic Questionnaire for Investigations Processing (e-QIP). However, doubts persist regarding his judgment, reliability, and trustworthiness because of his 2004 criminal conduct. Clearance is denied. CASE NO: 10-08004.h1

1/6/2012

Applicant has addressed all of the alleged past due debts through short sales of his properties, by which those debts have been resolved. Clearance is granted. CASE NO: 10-07097.h1

01/06/2012

Applicant did not mitigate the Financial Considerations security concerns. Eligibility for access to classified information is denied. CASE NO: 10-04406.h1

01/06/2012

The Judge discussed Applicant’s mitigating evidence and was not persuaded that it outweighed the deliberate falsifications. Adverse decision affirmed.

01/06/2012

Applicant mitigated concerns raised by his past history of criminal conduct, drug involvement, and personal conduct. Financial concerns were not mitigated because Applicant has several unresolved delinquent accounts. Clearance is denied.

01/06/2012

At the close of the record, Applicant had a significant amount of unresolved debts. Security concerns raised under Financial Considerations are not mitigated. Clearance is denied. CASE NO: 10-00816.h1

01/06/2012

The Judge’s material findings of trustworthiness concern are based on substantial evidence or constitute characterizations or inferences that could be drawn from the record. Adverse decision affirmed.

01/04/2012

Applicant’s statement of reasons (SOR) lists 16 delinquent debts totaling $113,382, and he has a delinquent $117,000 second mortgage, bringing the total of delinquent debt to $230,382. One debt was involuntarily resolved through garnishment, and another is being paid with an involuntary allotment. Although he is making progress, financial considerations concerns are not mitigated. Access to classified information is denied. CASE NO: 11-03402.h1

01/04/2012

Applicant failed to mitigate the Financial Considerations concern. Her financial problems are attributable to the failure of her private ministry, which left her with a substantial amount of debt. She failed to establish that her financial situation is under control. Clearance is denied. CASE NO: 11-00226.h1

01/04/2012

Applicant had two previous discharges in bankruptcy and twelve delinquent debts currently. Adverse decision affirmed.

01/04/2012

Applicant has not mitigated the security concerns under Guideline M and Guideline E. Applicant viewed sexually explicit web sites for a period of ten years. His later denials are not credible. Clearance is denied. CASE NO: 10-08390.h1

01/04/2012

The Judge laid out in detail and analyzed Applicant’s explanation for his marijuana use. The record contains substantial evidence supporting the Judge’s rejection of that analysis. Adverse decision affirmed.

01/03/2012

Applicant is a 43-year-old employee of a Federal Government contractor. She did not provide sufficient evidence to mitigate the security concerns arising from her delinquent debts. Clearance is denied. CASE NO: 11-01062.h1

03/29/2012

Applicant presented sufficient evidence that he has paid or is paying his delinquent debts caused by periods of unemployment. He admits to three incidents of excessive alcohol consumption leading to criminal charges from 2005 until 2008. He was diagnosed as alcohol dependent. He last consumed alcohol in December 2009. He established that he has matured, understands his issues with alcohol, and that he cannot consume alcohol since he is alcohol dependent. He mitigated security concerns for financial consideration, alcohol consumption, and criminal conduct. Clearance is granted. CASE NO: 10-09557.h1

02/23/2012

Applicant incurred delinquent debt starting in 2007 when his wife left the workforce to care for their two children and they lost her significant income. They did not adjust their lifestyle and used credit cards to maintain their high standard of living. Applicant’s wife was addicted to prescription drugs and they divorced in 2011. Applicant has not paid any of his delinquent debts claiming significant child and spousal support payments. Applicant has not presented sufficient information to mitigate security concerns for financial considerations. Clearance is denied. CASE NO: 11-00780.h1

02/16/2012

Applicant used marijuana from age 15 to age 21. He was arrested in 2007 and 2008 for possession of marijuana. He performed community service. His last use of marijuana was February 2009 when he entered a shipyard apprentice program. He has matured, is intent on a career at the shipyard, and plays on the shipyard baseball team. He indictated his intent not to use illegal drugs again. His college roommate took Applicant on a joy ride on campus after taking a campus police golf cart. Applicant performed a community service, paid for the golf cart, and was removed from the college baseball team. Applicant mitigated security concerns for drug involvement and criminal conduct. Access to classified information is granted. CASE NO: 10-05976.h1

02/10/2012

Applicant incurred delinquent debt when his employer changed his status from an hourly employee to a subcontractor, he lost health insurance, and taxes were not deducted from his pay. He acted reasonably and responsibly by filing a Chapter 7 bankruptcy. His debts have been discharged and he is now debt free. Access to classified information is granted. CASE NO: 10-04090.h1

02/09/2012

Applicant incurred a large amount of credit card debt by purchasing non-essential consumer goods for him and his family. Even though gainfully employed, he was unable to pay the debts and the debts were discharged by bankruptcy. Applicant’s management of his finances by accumulating debt he could not afford to pay shows irresponsibility, untrustworthiness, and unreliability. His disregard of proper financial management practices indicates he may not be concerned, responsible, or willing to exercise proper care in the protection of classified information. He failed to mitigate security concerns based on his finances. Access to classified information is denied. CASE NO: 10-06975.h1

01/31/2012

Applicant incurred delinquent debt when he needed emergency medical care and hospitalization and did not have health insurance. He used student loans to pay college tuition. He contacted the medical debt creditors but was unable to establish either the debt or a payment plan with them. He has started to prepay his student loans. Applicant mitigated security concern based on his finances. Eligibility for access to classified information is granted. CASE NO: 11-02955.h1

01/31/2012

Appellant incurred delinquent debt when his wife failed to file and pay required state business taxes without his knowledge and incurred other debts she did not pay. After Applicant and his wife divorced, Applicant paid all state taxes, three other delinquent debts, disputed a dental bill, and will start to repay his one remaining delinquent debt. Applicant mitigated security concerns for financial considerations. Access to classified information is granted. CASE NO: 10-06023.h1

01/30/2012

Applicant has siblings and extended family members that live in Afghanistan. However, he established deep and longstanding relationships and loyalties in the United States and he can be expected to resolve any conflict of interest in favor of the U.S. interest. He mitigated the foreign influence and personal conduct security concerns raised. Clearance is granted. CASE NO: 10-00781.h1

01/27/2012

Applicant encountered delinquent debt when his wife became sick and was unable to work for approximately three years. He kept his mortgage, medical bills, and car payment current. However in spite of an expressed intent to do so, he has not made any effort to pay credit card debts, telephone bills, department store debts, and a car repossession debt. He failed to mitigate security concerns for financial considerations. Eligibility for access to classified information is denied. CASE NO: 11-02657.h1

01/25/2012

Applicant admits using marijuana in high school from 1996 until 1999. He admits using marijuana while in college from 2003 until 2007. He tested positive for marijuana in January 2010 while employed by a defense contractor and having access to classified information. He deliberately provided a false answer to a drug use question on a June 2007 Questionnaire for a Public Trust Position. Applicant has not mitigated security concerns for drug involvement and personal conduct. Access to classified information is denied. CASE NO: 11-02353.h1

01/24/2012

Applicant had alcohol-related and driving-related personal conduct issues from 1996 until 2006. In 2009, he accessed and viewed child pornography, another personal conduct issue. Under the whole-person concept, his alcohol consumption and personal conduct shows a pattern and history of unwillingness to comply with rules and regulations. This indicated he is unreliable and untrustworthy and does not have the ability to protect classified information. Access to classified information is denied. CASE NO: 10-01275.h1

01/13/2012

Applicant received a company and a Government laptop computer to do his job for a defense contractor and a Government Agency. He downloaded unauthorized software to the computers to enable him to better perform his functions for the company and the Government agency. He also viewed pornography on the laptops and ran antivirus software to erase viruses caused by viewing the pornography. He presented sufficient information to mitigate and refute the downloading of unauthorized software and using the antivirus software. However, he did not mitigate or refute the allegation for his use of the computers in violation of the policy against viewing pornography. His testimony at the hearing concerning pornography was not credible. He had delinquent medical, credit card, and mortgage debts. The debts arose when he lost employment. He mitigated the security concerns for financial considerations because he paid or is paying all of his delinquent debts. Access to classified information is denied. CASE NO: 10-06328.h1

02/16/2012

Applicant's debt problems resulted from real estate investment with her father. Her father failed to comply with his financial responsibilities as agreed, which resulted in the loss of real property. Applicant has resolved all the debts related to this investment. Her finances are well managed. Her use of marijuana does not present a security concern as she changed her behavior and lifestyle. Applicant has mitigated the security concerns regarding her finances and her personal conduct. Clearance is granted. CASE NO: 11-00720.h1 DATE: 02/16/2012

02/10/2012

Applicant incurred financial problems after his divorce in 2007 and related to the decline in the housing market. He paid or resolved the majority of his debts, including debts listed in the SOR. Applicant mitigated the Government's security concerns under Guideline F. Clearance is granted. CASE NO: 11-05241.h1 DATE: 02/10/2012

02/07/2012

Applicant is a 60-year-old employee of a federal contractor. The evidence shows that in 2006 Applicant and his wife purchased four town homes as a real estate investment. The investment failed due to a combination of a steep drop in market value, vacancy problems, reduced rental rates, maintenance costs, and vandalism costs. Applicant incurred a large amount of credit card debt in an effort to keep things afloat, but eventually decided bankruptcy was the best course of action. His initial Chapter 13 bankruptcy case was filed in late 2009 and dismissed before confirmation of a repayment plan in 2010. He filed a second Chapter 13 bankruptcy case about a month later in October 2010, and it is pending confirmation by the bankruptcy court. He has paid about $27,000 under the proposed plan during the last year. There are now clear indications that his financial problems are being resolved or are under control, and he has initiated a good-faith effort to repay his creditors. Clearance is granted. CASE NO: 10-05706.h1

01/30/2012

Applicant incurred financial problems because of poor spending habits and poor money management. She did not provide any documentation to show what she has done to resolve her past-due debts, including challenges to debts which she states are not hers. She has not mitigated the Government's security concerns under Guideline F. Clearance is denied. CASE NO: 11-01986.h1 DATE: 01/30/2012

01/20/2012

Applicant incurred financial problems when the economy declined and after her son's murder and her husband's suicide. In February 2010, Applicant took control of her finances and developed a plan to resolve her debts. She has resolved all the debts listed in the SOR. She has mitigated the Government's security concerns under Guideline F. Clearance is granted. CASE NO: 11-01607.h1 DATE: 01/20/2012

01/13/2012

Applicant incurred financial problems after he left the military. He spoke with a debt counseling company, but he has not presented a plan for resolving his debts. He has not resolved most of the debts listed in the SOR. He has not mitigated the Government's security concerns under Guideline F. Clearance is denied. CASE NO: 11-03429.h1 DATE: 01/13/2012

01/10/2012

Applicant purchased and used marijuana when he attended college and for about two years thereafter. He has not used marijuana or any other controlled since December 2009, and he has submitted a signed statement of intent with automatic revocation of his clearance if he is found to have used any controlled substance in the future. Clearance is granted. CASE NO: 11-03420.h1 DATE: 01/10/2012

01/10/2012

Applicant's financial problems resulted from the national economic downturn that caused his wife's restaurant business to fail. He and she have resolved most of their delinquent debt and are making substantial payments toward their lone remaining delinquent account. Clearance is granted. CASE NO: 11-02519.h1 DATE: 01/10/2012

01/10/2012

Applicant has delinquent credit card debt, owed in the combined amount of $48,961, on which he only recently made relatively nominal payments. His past history does not warrant a finding that he will continue to make an effort to resolve those debts. Applicant did not deliberately fail to disclose his delinquent debts in the security clearance application he submitted in May 2010. Clearance is denied. CASE NO: 11-00893.h1 DATE: 01/10/2012

01/10/2012

Applicant committed three alcohol-related driving offenses between March 2007 and March 2009. Those offenses all occurred while his life was in turmoil. He has not consumed any alcohol since March 2009, he admits he is an alcoholic, and he has regularly attended Alcoholic's Anonymous (AA) meetings since his last arrest. Applicant mitigated the security concern that existed due to his multiple alcohol-related arrests. Clearance is granted. CASE NO: 09-06332.h1 DATE: 01/10/2012

01/26/2012

Applicant failed to disclose any of his many criminal arrests in the security clearance application he submitted in August 2008. He has numerous delinquent debts that remain unsatisfied. Clearance is denied. CASE NO: 10-04821.h1 DATE:01/26/2012

02/17/2012

As a teen, Applicant was charged with commercial burglary and fined for drug- related charges. He was fired from a job after failing a drug test in 2007. In 2008, he was sentenced to 80 hours of community service after being found guilty of attempted breaking and entering. Applicant failed to offer significant evidence mitigating related concerns and admitted he has yet to complete his required community service hours. Criminal conduct, drug involvement, and personal conduct security concerns remain unmitigated. Clearance denied. CASE NO: 10-04835.h1

01/12/2012

Applicant filed for bankruptcy protection in 1996 and in 2009. He also has a child support arrearage for approximately $34,000. Meanwhile, in 2010, he stole a laptop computer from a former employer, then provided misleading facts about the incident on his security clearance application. Applicant failed to provide sufficient facts to mitigate security concerns. Clearance is denied. CASE NO: 11-02936.h1

02/16/2012

Applicant is a 51-year-old employee of a federal contractor. The evidence shows that Applicant bought a second home as a future retirement home located near her elderly father. In the meantime, she used it as rental property. As a landlord, she had problematic tenants and the rental property never produced a positive cash flow. Her attempts to modify or refinance the mortgage loans on the rental property were unsuccessful, and the property foreclosed in mid-2011. Any deficiency balance is likely not collectable under the state's antideficiency statute since both loans were used to purchase the rental property. She incurred additional delinquent debt, but those three debts, for relatively small amounts, are now resolved or in repayment. There are now clear indications that her financial problems are being resolved or are under control, and she has initiated a good-faith effort to repay her creditors. Clearance is granted. CASE NO: 10-07393.h1

01/20/2012

Applicant is a 57-year-old employee of a federal contractor. The evidence shows that in 2005 Applicant and his wife obtained two home loans to purchase a primary residence for about $905,000. Over the next five years, the market value of the home fell to about $500,000 due to a steep decline in the residential real estate market. He paid on the loans until July 2010, when he defaulted after deciding it was in his financial interest to do so. The house was sold in a foreclosure sale in March 2011 for about $500,000; the first mortgage loan is paid in full; the second mortgage loan (a home-equity line of credit) was charged off; and there is no indication that a deficiency balance is being pursued by a creditor. His decision to default strategically on two home loans raises unresolved doubts about his judgment, reliability, trustworthiness, and ability to protect classified information. Clearance is denied. CASE NO: 10-10627.h1

02/29/2012

Applicant is a naturalized U.S. citizen, who has lived in the United States since 1975. His immediate family, wife and son, are U.S. citizens and reside with him in the United States. Applicant has two brothers in Taiwan, with whom he has little contact. Applicant owned an import business until 1993. He has unsuccessfully attempted to settle an issue of $20,000 to one of the Taiwanese creditors. He has mitigated the foreign influence security concern. Eligibility for a security clearance is granted. CASE NO: 11-04886.h1

05/7/2012

When the market value on his property declined significantly, Applicant followed the advice of his financial advisor and defaulted on his mortgage. The mortgage lender foreclosed on his house. Under state law, the lender cannot recover any balance due on his mortgage after the foreclosure sale of his house. His other bills are paid and always have been. He has mitigated the Government's security concerns under Guideline F. Clearance is granted. CASE NO: 11-01991.h1

04/25/2012

Applicant incurred financial problems in 2005 when her ongoing medical problems and associated medical expenses significantly increased. Over the years, she has taken steps to resolve her debts, and did so with some of her debts. She has been unable to resolve her remaining debts because the creditors will not work with her. She lives within her monthly income and her finances are stable. She has mitigated the Government's security concerns under Guideline F. Clearance is granted. CASE NO: 11-02156.h1

04/17/2012

Applicant incurred financial problems when the economy declined and her employer laid her off. She moved a long distance for new employment and simultaneously rented her home. After 14 months of renting, her rental income ended. She took numerous steps to resolve her financial difficulties, but decided to file for Chapter 13 bankruptcy. She is compliant with her bankruptcy payment plan. She has resolved all the debts listed in the SOR. She has mitigated the Government's security concerns under Guideline F. Clearance is granted. CASE NO: 11-03181.h1

04/12/2012

Applicant renounced his Jordanian citizenship and gave his Jordanian passport to his facility security officer. He has mitigated the security concerns about foreign preference. His parents and his brother are citizens and residents of Jordan. Balancing his relationship with his Jordanian family members, the favorable relationship between Jordan and the United States, and the efforts of the Jordanian government to limit terrorist activities in Jordan, he has mitigated the security concerns about his foreign influence. He did not intentionally falsify his security clearance application or his answers to interrogatories. His security clearance is granted. CASE NO: 11-00831.h1

03/30/2012

Applicant and his wife incorporated two limited liability corporations, which his wife operated as her business. When the economy declined in 2008, the corporations' businesses also declined. The SOR debts arise from the corporations' business operations. Applicant has resolved all but one debt, which is currently in litigation. He pays his personal bills and lives within his financial means. He has mitigated the Government's security concerns under Guideline F. Clearance is granted. CASE NO: 10-03711

03/16/2012

Applicant incurred financial problems when he and his wife divorced. Since 2010, Applicant has paid or developed a plan to resolve his debts. He has resolved many of the debts listed in the SOR and has a payment plan for others. He has demonstrated a meaningful track record of debt payment. He has mitigated the Government's security concerns under Guideline F. Clearance is granted. CASE NO: 11-02321.h1

03/16/2012

Applicant incurred financial problems when his business failed as a result of the economic downturn. He paid one past-due debt two years ago. He did not provide any documentation to show what he has done to resolve his remaining past-due debts. He has not mitigated the Government's security concerns under Guideline F. Clearance is denied. CASE NO: 10-09313.h1

03/12/2012

Applicant's delinquent financial accounts were largely caused by the misplaced trust he placed in his mother to pay expenses he incurred on her behalf and to make payments toward his personal expenses with funds he provided her. He has acted responsibly and has now resolved most of his delinquent debt. Clearance is granted. CASE NO: 11-06744.h1

03/12/2012

Applicant's delinquent accounts are attributable to her husband abandoning their family and taking all their savings. She has acted responsibly in attempting to satisfy her delinquent creditors. Clearance is granted. CASE NO: 11-03422.h1

03/12/2012

Applicant's delinquent loans, secured by a first and second mortgage, were caused by his wife's decision to quit her employment and move with their children to a different state. Applicant has retained the assistance of an attorney to represent him in the ongoing foreclosure action. His credit reports disclose that he has otherwise paid all accounts "As Agreed" throughout his lifetime. Clearance is granted. CASE NO: 11-03248.h1

03/08/2012

Applicant last used marijuana in 2004. He purchased marijuana for his roommate in an effort to alleviate the debilitating effects of her medical condition. She no longer resides with him and he has sought counseling to deal with the stress caused by her medical condition and their need to separate. Clearance is granted. CASE NO: 10-09988.h1

02/29/2012

Applicant experimented with cocaine and Vicodin, a prescription drug, in college. She also smoked marijuana between 2000 and 2003. She has not used illegal drugs since January 2007. Drugs are not a part of her life. Applicant has mitigated the Government's security concerns regarding her drug involvement and personal conduct. Clearance is granted. CASE NO: 11-02252

02/29/2012

Subsequent to his divorce in 2008, Applicant refused to pay the monies owed to his wife as a result of their divorce. He acknowledged that this was a poor decision and has initiated paying this debt. His decision not to pay this debt does not raise a security concern. He has mitigated the Government's security concerns under Guideline F and Guideline E. Clearance is granted. CASE NO: 10-03301.h1

02/28/2012

Applicant's delinquent financial accounts were caused by an extended period of unemployment and two automobile accidents. He has acted responsibly is attempting to satisfy all his delinquent creditors. Clearance is granted. CASE NO: 11-02821

02/28/2012

Applicant lost his house through foreclosure in October 2007. He has unpaid delinquent debts that he lacks the financial resources to satisfy. Clearance is denied. CASE NO: 10-02174.h1

02/24/2012

Applicant failed to mitigate the security concern that arises from his larcenous conduct and outstanding delinquent debts. Clearance is denied. CASE NO: 10-09382.h1

02/24/2012

Applicant began consuming alcohol and using illegal drugs regularly at the age of 18. His drug use led to an arrest for cocaine possession in 1979, and his alcohol consumption resulted in four driving under the influence (DUI) arrests, the last in 2001. He stopped using illegal drugs after his 1979 arrest and modified his alcohol consumption until 1994, when he stopped consuming alcohol for a period of time. He resumed moderate consumption of alcohol in 2005. Following a back injury, his used Percocet without a prescription for a few days, but has not since used prescription drugs without a prescription. In 2008, he smoked marijuana once at a party, but has decided not to smoke it again as he did not like the effect. He did not intentionally falsify his e-QIP. He mitigated the Government's security concerns. Clearance is granted. CASE NO: 10-00079

01/26/2012

Applicant's financial problems are the result of a career ending injury he sustained as a Coast Guard rescue swimmer and his wife's loss of a relatively high paying job. They have both acted responsibly in attempting to resolve their financial issues. Clearance is granted. CASE NO: 10-09747.h1

04/26/2012

Applicant became a U.S. citizen over two decades ago, after immigrating here from Afghanistan. Remaining in Afghanistan as citizens and residents are an elderly brother, older sister, and a nephew who is connected in some capacity with that government. Applicant has had no contact with his brother since the 1990s due to a disagreement, and he has not had contact with his sister since 2009. Applicant once met his nephew in the mid-2000s, but they do not maintain contact. Applicant mitigated foreign influence security concerns. Clearance granted. Case No. 10-09550

03/28/2012

Applicant acquired over $15,000 in delinquent debt in the late 2000's after a major injury, protracted recuperation, and periods of unemployment and underemployment. He presented evidence that three smaller debts were addressed, but no documentary evidence indicating that he has attempted to address the remaining 15 debts at issue. Financial considerations security concerns are unmitigated. Clearance denied. CASE NO: 11-06393.h1

03/23/2012

While working in Russia for a government contractor between 2000 and 2002, Applicant had an extramarital affair with a Russian national, had multiple sexual trysts, socialized with Russian citizens and officials while intoxicated, failed to secure business property, and declined to report many of these instances until after he returned to the United States. His sister is a Russian citizen, teacher, and landowner with whom he currently maintains a strained relationship, but with whom he shares a close bond to their mother. Personal conduct and foreign influence security concerns remain unmitigated. Clearance is denied. CASE NO: 10-02671.h1

03/15/2012

Applicant was cited for failing to register at a college dorm while visiting a friend in 2006, pled nolo contendere to a charge of underage drinking and disorderly conduct in 2009, refused to take a breathalyzer test in 2009, and was summoned as a potential suspect in a malicious destruction of property case that was later dismissed. Since those incidents, he has graduated from college, parlayed an internship into a lucrative full-time position, won the admiration of his work superiors, changed his lifestyle, and demonstrated genuine contrition over his past criminal acts. Criminal conduct security concerns are mitigated. Clearance granted. CASE NO: 11-01695.h1

03/13/2012

Although Applicant was authorized to sell unused company property from his company's camp on a United States base abroad, he sold some guns to another contracting unit after being told by the military to keep the guns under lock and key because none of his employees were authorized to carry them. It is a singular incident of poor judgment in the life of a military veteran and defense contracting professional who has since demonstrated good judgment and reliability in the intervening five years. Personal conduct security concerns are mitigated. Clearance granted. CASE NO: 11-00544.h1

02/29/2012

Applicant used marijuana for a few months in late 2009, then again from October 2010 through January 2011 shortly after being granted a public trust position. While he has made considerable strides toward self-improvement and is credible in expressing his commitment to quitting drugs, there has been insufficient time to demonstrate his ability to remain drug-free. Drug involvement and personal conduct security concerns remain unmitigated. Clearance denied. CASE NO: 11-06859.h1

02/29/2012

Applicant moved to the United States from Iran 35 years ago. Since then, he has built a life in this country and maintained only minimal contact with older relatives remaining in Iran. A brother who is an Iranian citizen but a U.S. resident is an established businessman who has only maintained his Iranian citizenship because he has been too busy to complete the process. In 2010, Applicant went to Iran on a recently acquired Iranian passport for the sole purpose of adopting children. He did so with his employer's and the government's knowledge, then tendered that passport for destruction by his employer. Applicant mitigated related security concerns. Clearance granted. CASE NO: 11-01888.h1

02/24/2012

Applicant filed for bankruptcy when he married in order to eliminate the couple's debt. Because of his wife's "shopaholic" spending, Applicant again acquired significant delinquent debt within the next few years. To date, little progress has been made on addressing Applicant's debt. Financial considerations security concerns remain unmitigated. Clearance denied. CASE NO: 11-03827.h1

02/24/2012

Applicant relied on his wife to manage his accounts while he worked away from the home. Several years later, he discovered she was having an affair and had intentionally mishandled his accounts. He divorced, paid some debts, then sought Chapter 7 bankruptcy. Remaining at issue is approximately $280,000 in federal taxes owed. Although he has submitted an offer to compromise, that offer has yet to be accepted by the Internal Revenue Service. With resolution of this debt still pending , financial considerations security concerns remain unmitigated. Clearance denied. CASE NO: 10-06095.h1